well


                    
                    
                

                

                

            

        
    







            

            
            

                

                    
                

                

                    

                        


	

	
    
        

            

                
                    
                    
                    
                    

    

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        Kevin Hart
        

            
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Kevin Hart

    



                
                    
                    
                    
                    

    

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         well played
        

            
             well played
        

    

    

         
 well played

    



                
                    
                    
                    
                    

    

        sleep well
        

            
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sleep well

    



                
                    
                    
                    
                    

    

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 duh

    



                
                    
                    
                    
                    

    

        Picasso Did
        

            
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    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Advice, Anna, and Dad: You're the mother, he's
 That's not what l've
 been told but...
 the father. He has as
 much right to take that
 child as you do.
 ns

 Well, if you've gotten
 different advice, you
 Okay.
 were mistaken.

 ..including judges and
 probation officers, who
 still don't get that
 message...
 In this country, fathers
 are not second-class
 citizens. I know there
 are a lot of people out
 there...

 ...but fathers are not
 Not always. Sometimes
 second-class citizens.
 it's 50-50 but it's a
 Sometimes they're
 actually better parents.
 case-by-case basis.

 But anybody that says.it's not yours. It's both
 to me 'he can't take my of yours. You made her
 daughter with him...
 together.
gaylibertariansc:
queer-anna:

matriarchyforeveryone:


michaelam1978:
I love this! Judge Judy schools a naïve

 and obviously disappointed mom who thinks dad doesn’t have any right to their child.
The mother carried that girl nine months in her stomach and then pushed her out of her body. No, the father does NOT have even remotely the same rights to the child as the mother!


My mother carried me for nine months in her stomach and then pushed me out of her body. 
My mother also got drunk and refused to feed me or my three siblings and forced my oldest brother to cook for us while she was passed-out drunk on the couch. 
My father has fought for us for as long as I can remember, while my mother was busy getting drinking straight-vodka and brainwashing us to think my father was the evil one. 
I nearly starved at age 6 because my mother was too drunk to cook half of the time. I had to dress my 4 year old sister for school, at age six. I had to walk in heavy snow at age 6 with my 4 year old sister to a bus stop to ride to school. 
My father has fought a long, long time to get custody of us. He deeply loves us. My mother has never, ever done anything like that. She has never nursed me when I had the flu, or kissed me goodnight, or told me she loved me. She has never taught me how to tie my shoes, or how to brush my hair, or how to take care of myself. 
Yes, my mother carried me, and three other kids, to term and successfully gave birth, but only has my father put 100% of his life into something that should require two people to do. 


Still a good one

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Advice, Anna, and Dad: You're the mother, he's
 That's not what l've
 been told but...
 the father. He has as
 much right to take that
 child as you do.
 ns

 Well, if you've gotten
 different advice, you
 Okay.
 were mistaken.

 ..including judges and
 probation officers, who
 still don't get that
 message...
 In this country, fathers
 are not second-class
 citizens. I know there
 are a lot of people out
 there...

 ...but fathers are not
 Not always. Sometimes
 second-class citizens.
 it's 50-50 but it's a
 Sometimes they're
 actually better parents.
 case-by-case basis.

 But anybody that says.it's not yours. It's both
 to me 'he can't take my of yours. You made her
 daughter with him...
 together.
gaylibertariansc:
queer-anna:

matriarchyforeveryone:


michaelam1978:
I love this! Judge Judy schools a naïve

 and obviously disappointed mom who thinks dad doesn’t have any right to their child.
The mother carried that girl nine months in her stomach and then pushed her out of her body. No, the father does NOT have even remotely the same rights to the child as the mother!


My mother carried me for nine months in her stomach and then pushed me out of her body. 
My mother also got drunk and refused to feed me or my three siblings and forced my oldest brother to cook for us while she was passed-out drunk on the couch. 
My father has fought for us for as long as I can remember, while my mother was busy getting drinking straight-vodka and brainwashing us to think my father was the evil one. 
I nearly starved at age 6 because my mother was too drunk to cook half of the time. I had to dress my 4 year old sister for school, at age six. I had to walk in heavy snow at age 6 with my 4 year old sister to a bus stop to ride to school. 
My father has fought a long, long time to get custody of us. He deeply loves us. My mother has never, ever done anything like that. She has never nursed me when I had the flu, or kissed me goodnight, or told me she loved me. She has never taught me how to tie my shoes, or how to brush my hair, or how to take care of myself. 
Yes, my mother carried me, and three other kids, to term and successfully gave birth, but only has my father put 100% of his life into something that should require two people to do. 


Still a good one

                
            

            
            
gaylibertariansc:
queer-anna:

matriarchyforeveryone:


michaelam1978:
I love this! Judge Judy schools a naïve

 and obviously disappointed ...