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    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Bad, Cats, and Doctor: The
 COMPLETE
 WORST-CASE SCENARIO
 Survival Handbook
 New Aad
 Cl Ad
 F Sn
 Epem
 MAN
 SKILLS
 By Joshua Pives, Dvid Bergenich
 &Ben H. Wioiss
 THE COAIPLETE

 How To GIVE A DoG THE
 How to Perform the Heimlich
 HEIMLICH MANEUVER
 Maneuver on Your Cat
 1 Check for throat obstructions
 Open the dog's mouth and inspect the back of the throat,
 looking for the object causing the obstruction. If you see
 it, carefully
 tongue forward for a better view
 Kneel and hold the cat
 in front of you, close
 to your chest. Place
 one forearm under the
 remove it. If the dog is unconscious, pull the
 cat's front legs and
 hold him up and out-
 stretched, facing away
 2 Shake the obstruction free
 If the dog is smal, pick him up and hold him by the hips
 with his head hanging down. For larger dogs, hold the hind
 legs
 from you. Place the
 fist of your other hand
 just below the bottom
 so that the head hangs down. If this fails to dislodge the
 obstruction, place the dog back on the ground and proceed
 the next step.
 to
 rib. Give two or three
 3 Place your arms around the dog's waist.
 With the dog standing
 together around the stomach, placing them just below the
 last rib
 quick, firm pushes
 inward to force the air
 lying down, clasp your hands
 or
 out of the lungs and
 dislodge the object
 4 Compress the stomach
 Push up five times rapidly
 How To SAVE YOURSELF
 5 Check for an obstruction
 Sweep the dog's mouth with your fingers to see if the object
 dislodged
 FROM CHOKING
 was
 1 Try to talk.
 you can talk or are able to vocalize in any way, or if you
 make a sound when coughing, your airway is not completely
 blocked and you are not in imminent danger of death. Keep
 coughing to dislo dge the stuck material. If you cannot
 make any sounds, you will need to perform the one-person
 Heimlich maneuver
 6 Repeat.
 If the object has not come free, strike the dog firmly
 If
 between the shoulder blades with the flat side of one
 hand, and then do another five abdominal compressions
 Alternate the back-slapping and compressions until the
 object is knocked free
 2 Quickly locate a blunt object at waist level.
 If you are indoors, find a chair, table, counter, or other
 piece of furniture; if you are outside, look for a tall tree
 stump, fence, ledge, or large rock
 3 Face the object.
 4 Bend over the object.
 Lean so that the object touches your body six inches above
 your navel
 5 Fall
 Let yourself drop forward hard and fast onto the object
 This movement should force the air up your windpipe and
 eject the item that is blocking your airway
 Place your arms around the dog's waist below
 the last rib and compress the stomach
 WARNING!
 An unconscious dog may sill bite reflexively. Be careful when
 sweeping the mouth. When jarring the obstruction free by striking
 the dog, do not hit him so hard as to injure him.
 choking 69

 How To TREAT SUNBURN
 1 Remove the clothing around the affected area. Do not
 apply any suntan lotion to the burn.
 Clothing irritates the skin, and the lotion will only prevent
 the skin from getting much-needed exposure to the cool-
 How To DEAL WITH
 INSOMNIA
 ing air
 Avoid caffeine, nicotine, and alcohol.
 Stretch or do light exercise an hour before
 2 Put a cool compress
 on the sunburn
 Soak your shirt or another available cloth in cold water and
 apply it to the affected area. If the burn is especially bad,
 wrap the shirt around an ice pack and use it as a compress
 bed.
 A gentle workout relaxes muscle tension
 Take a warm bath.
 A bedsheet s0aked in ice water is also effective if the burn
 area is very large
 Eat a bedtime snack.
 Drink warm milk or herbal tea.
 3 Drink three to six ounces of water.
 Cover illuminated clocks
 Drinking water will prevent dehydration and help
 the skin by promoting sweating.
 to cool
 Lie on your back, rub your stomach, flex your
 to es.
 4 Apply a soothing gel or ointment to the sunburn.
 Aloe lotion is ideal. You can refrigerate it first so that it
 feels cool to the skin
 Think pleasant thoughts.
 oCount sheep.
 5 Take a pain pill and lie still
 Ibuprofen will1 help alleviate the pain around the sunburn
 Lie in a position that exposes the affected area to the air
 6 Seek medical attention if your symptoms are serious
 Dizziness, sensitivity to light, quick pulse or rapid breath
 ing, clammy skin, rash, fever, chills, and nausea are all
 symptoms that could point to something
 sunburn. If you experience these symptoms, call a doctor
 How to Cure Hiccups
 worse than a ild
 WARNING!
 Always
 higher. Apply it approximately three minutes before going out into
 the sun.
 use sunscreen with an SPF (sun protection factor) of 15 or
 NAvoid exposure in the late morning and early afternoon, when
 the sun is at its hottest. Bear in mind that the rays of the sun are
 stronger near the equator and at high altitudes.
 Lengthy exposure to the sun can cause not only sunburn but also
 heat exhaustion, a fairly mild illness. More serious is heatstroke,
 which can be fatal. Symptoms of both conditions include fever and
 sweating, but mental confusion is a sign that the heat exhaustion
 has progressed to heatstroke
 NA new layer of skin will replace the sunburned skin in as little as
 two days or as long
 the burn
 Fill a tall glass with water
 front of you, lean forward over the glass
 mouth is on the rim farthest away from you. Tilt
 Holding the glass in
 so that your
 as two weeks, depending upon the severity of
 the glass so that the bottom moves toward you and
 the top away from you; drink the water as it moves
 toward the front of the glass
 ailments 51
awesomage:

The Worst-Case Scenario Survival Handbook: Man Skills
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Bad, Cats, and Doctor: The
 COMPLETE
 WORST-CASE SCENARIO
 Survival Handbook
 New Aad
 Cl Ad
 F Sn
 Epem
 MAN
 SKILLS
 By Joshua Pives, Dvid Bergenich
 &Ben H. Wioiss
 THE COAIPLETE

 How To GIVE A DoG THE
 How to Perform the Heimlich
 HEIMLICH MANEUVER
 Maneuver on Your Cat
 1 Check for throat obstructions
 Open the dog's mouth and inspect the back of the throat,
 looking for the object causing the obstruction. If you see
 it, carefully
 tongue forward for a better view
 Kneel and hold the cat
 in front of you, close
 to your chest. Place
 one forearm under the
 remove it. If the dog is unconscious, pull the
 cat's front legs and
 hold him up and out-
 stretched, facing away
 2 Shake the obstruction free
 If the dog is smal, pick him up and hold him by the hips
 with his head hanging down. For larger dogs, hold the hind
 legs
 from you. Place the
 fist of your other hand
 just below the bottom
 so that the head hangs down. If this fails to dislodge the
 obstruction, place the dog back on the ground and proceed
 the next step.
 to
 rib. Give two or three
 3 Place your arms around the dog's waist.
 With the dog standing
 together around the stomach, placing them just below the
 last rib
 quick, firm pushes
 inward to force the air
 lying down, clasp your hands
 or
 out of the lungs and
 dislodge the object
 4 Compress the stomach
 Push up five times rapidly
 How To SAVE YOURSELF
 5 Check for an obstruction
 Sweep the dog's mouth with your fingers to see if the object
 dislodged
 FROM CHOKING
 was
 1 Try to talk.
 you can talk or are able to vocalize in any way, or if you
 make a sound when coughing, your airway is not completely
 blocked and you are not in imminent danger of death. Keep
 coughing to dislo dge the stuck material. If you cannot
 make any sounds, you will need to perform the one-person
 Heimlich maneuver
 6 Repeat.
 If the object has not come free, strike the dog firmly
 If
 between the shoulder blades with the flat side of one
 hand, and then do another five abdominal compressions
 Alternate the back-slapping and compressions until the
 object is knocked free
 2 Quickly locate a blunt object at waist level.
 If you are indoors, find a chair, table, counter, or other
 piece of furniture; if you are outside, look for a tall tree
 stump, fence, ledge, or large rock
 3 Face the object.
 4 Bend over the object.
 Lean so that the object touches your body six inches above
 your navel
 5 Fall
 Let yourself drop forward hard and fast onto the object
 This movement should force the air up your windpipe and
 eject the item that is blocking your airway
 Place your arms around the dog's waist below
 the last rib and compress the stomach
 WARNING!
 An unconscious dog may sill bite reflexively. Be careful when
 sweeping the mouth. When jarring the obstruction free by striking
 the dog, do not hit him so hard as to injure him.
 choking 69

 How To TREAT SUNBURN
 1 Remove the clothing around the affected area. Do not
 apply any suntan lotion to the burn.
 Clothing irritates the skin, and the lotion will only prevent
 the skin from getting much-needed exposure to the cool-
 How To DEAL WITH
 INSOMNIA
 ing air
 Avoid caffeine, nicotine, and alcohol.
 Stretch or do light exercise an hour before
 2 Put a cool compress
 on the sunburn
 Soak your shirt or another available cloth in cold water and
 apply it to the affected area. If the burn is especially bad,
 wrap the shirt around an ice pack and use it as a compress
 bed.
 A gentle workout relaxes muscle tension
 Take a warm bath.
 A bedsheet s0aked in ice water is also effective if the burn
 area is very large
 Eat a bedtime snack.
 Drink warm milk or herbal tea.
 3 Drink three to six ounces of water.
 Cover illuminated clocks
 Drinking water will prevent dehydration and help
 the skin by promoting sweating.
 to cool
 Lie on your back, rub your stomach, flex your
 to es.
 4 Apply a soothing gel or ointment to the sunburn.
 Aloe lotion is ideal. You can refrigerate it first so that it
 feels cool to the skin
 Think pleasant thoughts.
 oCount sheep.
 5 Take a pain pill and lie still
 Ibuprofen will1 help alleviate the pain around the sunburn
 Lie in a position that exposes the affected area to the air
 6 Seek medical attention if your symptoms are serious
 Dizziness, sensitivity to light, quick pulse or rapid breath
 ing, clammy skin, rash, fever, chills, and nausea are all
 symptoms that could point to something
 sunburn. If you experience these symptoms, call a doctor
 How to Cure Hiccups
 worse than a ild
 WARNING!
 Always
 higher. Apply it approximately three minutes before going out into
 the sun.
 use sunscreen with an SPF (sun protection factor) of 15 or
 NAvoid exposure in the late morning and early afternoon, when
 the sun is at its hottest. Bear in mind that the rays of the sun are
 stronger near the equator and at high altitudes.
 Lengthy exposure to the sun can cause not only sunburn but also
 heat exhaustion, a fairly mild illness. More serious is heatstroke,
 which can be fatal. Symptoms of both conditions include fever and
 sweating, but mental confusion is a sign that the heat exhaustion
 has progressed to heatstroke
 NA new layer of skin will replace the sunburned skin in as little as
 two days or as long
 the burn
 Fill a tall glass with water
 front of you, lean forward over the glass
 mouth is on the rim farthest away from you. Tilt
 Holding the glass in
 so that your
 as two weeks, depending upon the severity of
 the glass so that the bottom moves toward you and
 the top away from you; drink the water as it moves
 toward the front of the glass
 ailments 51
awesomage:

The Worst-Case Scenario Survival Handbook: Man Skills
                
            

            
            
awesomage:

The Worst-Case Scenario Survival Handbook: Man Skills