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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Bear, Car, and Can: I drew a car that can bear a bear with a bare midriff mid-riff mid-drift
Bear, Car, and Can: I drew a car that can bear a bear with a bare midriff mid-riff mid-drift

I drew a car that can bear a bear with a bare midriff mid-riff mid-drift

Apparently, Bitch, and Dude: Hacker Scripts Based on a true story: build engineer has left for another company. The dude was literally living inside the terminal. You know, Xxx: OK, so, our that type of a guy who loves Vim, creates diagrams in Dot and writes wiki-posts in Markdown... If something anything - requires more than 90 seconds of his time, he writes a script to automate that. xxx: So we're sitting here, looking through his, uhm, "legacy" xxx: You're gonna love this xxx: smack-my-bitch-up.sh - sends a text message "late at work" to his wife (apparently). Automatically picks reasons from an array of strings, randomly. Runs inside a cron-job. The job fires if there are active SSH-sessions on the server after 9pm with his login. xxx: kumar-asshole.sh scans the inbox for emails from "Kumar" (a DBA at our clients). Looks for keywords like "help" "trouble", "sorry" etc. If keywords are found - the script SSHes into the clients server and rolls back the staging database to the latest backup. Then sends a reply "no worries mate, be careful next time". xxx: hangover.sh another cron-job that is set to specific dates. Sends automated emails like "not feeling well/gonna work from home" etc. Adds a random "reason" from another predefined array of strings. Fires if there are no interactive sessions on the server at 8:45am. xxx: (and the oscar goes to) fucking-coffee.sh - this one waits exactly 17 seconds (!), then opens a telnet session to our coffee-machine (we had no frikin idea the coffee machine is on the network, runs linux and has a TCP socket up and running) and sends something like sys brew. Turns out this thing starts brewing a mid-sized half-caf latte and waits another 24 () seconds before pouring it into a cup. The timing is exactly how long it takes to walk to the machine from the dudes desk. xxx: holy sh*t I'm keeping those XX: A true programmer
Apparently, Bitch, and Dude: Hacker Scripts
 Based on a true story:
 build engineer has left for another company. The dude was literally living inside the terminal. You know,
 Xxx: OK, so, our
 that type of a guy who loves Vim, creates diagrams in Dot and writes wiki-posts in Markdown... If something anything
 - requires more than 90 seconds of his time, he writes a script to automate that.
 xxx: So we're sitting here, looking through his, uhm, "legacy"
 xxx: You're gonna love this
 xxx: smack-my-bitch-up.sh - sends a text message "late at work" to his wife (apparently). Automatically picks reasons
 from an array of strings, randomly. Runs inside a cron-job. The job fires if there are active SSH-sessions on the server
 after 9pm with his login.
 xxx: kumar-asshole.sh scans the inbox for emails from "Kumar" (a DBA at our clients). Looks for keywords like "help"
 "trouble", "sorry" etc. If keywords are found - the script SSHes into the clients server and rolls back the staging database
 to the latest backup. Then sends a reply "no worries mate, be careful next time".
 xxx: hangover.sh another cron-job that is set to specific dates. Sends automated emails like "not feeling well/gonna
 work from home" etc. Adds a random "reason" from another predefined array of strings. Fires if there are no interactive
 sessions on the server at 8:45am.
 xxx: (and the oscar goes to) fucking-coffee.sh - this one waits exactly 17 seconds (!), then opens a telnet session to
 our coffee-machine (we had no frikin idea the coffee machine is on the network, runs linux and has a TCP socket up and
 running) and sends something like sys brew. Turns out this thing starts brewing a mid-sized half-caf latte and waits
 another 24 () seconds before pouring it into a cup. The timing is exactly how long it takes to walk to the machine from
 the dudes desk.
 xxx: holy sh*t I'm keeping those
 XX:
A true programmer

A true programmer

Birthday, Comfortable, and Confidence: reddit-tales What has been your worst "nice guy" experience? So, possibly one of the coolest things I've ever seen. I mean you know how you hear the "women want him, men want to *be* him" stuff in old movies? Well I'm a man and by *god* I wanted to be this guy. Anyway! I'm having dinner with my girlfriend at the time, and behind us are a couple on a not going well. Guy was being I rather inappropriate comments, the girl doesn't look at all comfortable. The girl finishes her appetiser really quickly my guess is she wanted to get it over with. Guy proceeds to comment on it and says "well, least I know you can swallow right?" Loudly Girl goes red and tells him that isn't appropriate, he literally waves his hand in a "shoo" type motion and says "oh calm down I was going to find out in a few hours anyway" I missed her exact re as she moved to a hushed tone, but it was fairly obvious what was being said-fuck no, fuck off, fuck this. He responded with "sweetheart I picked lost the colour in her face and said nothing. No. No. Fuck no. I'm one of those "get involved" type of people and there is no way I'm sitting here watching this go down. I get up. I don't know what I'm going to do, but I'm 23, fighting fit and happy to put that motherfucker through a wall. I may have had a slight temper in my youth. But anyway. I was halfway out of my chair when a hand came down on my shoulder and I look up to this mid-50s but super fit guy who says "Easy. I've got this one son". Absolute, total confidence in his voice.. so seeing as my current plan amounted to "stab him in the neck" and I'm already thinking maybe that's not the best idea, I sit down. He walks over, grabs a nearby chair, flips it around and sits down with the couple. Then.. he pulls out his police ID and puts it on the table. Now the guy doesn't have any colour in his face Cop: "So, I'm quietly celebrating my daughters birthday with my family when I distinctly hear you threaten this young lady, would you care to explain yourself?" Guy: "I, ah, well, um, you see. Cop: "That's what I thought. Now see, we take a *very* dim view of that kind of thing, so right now I'm deciding if I want to have some of my buddies come pick you up" Guy: "oh no well that..." Cop: "But that would disrupt everyone's dinner, so how about you hand me your ID, me, the dn't want yhe staff here and settle your bill., the full bill now, this young lady shouldn't go hungry on account of your poor behaviour. Or we can go with the first option, I'll leave it up to you. Guy: "No no! That's perfectly fine!" 1*hands over ID, gets up and walks very quickly in the direction of the counter Cop: while writing down the guys details 1* "Sorry about that miss, I hope I'm not intruding it just seemed like you could use some help. Oh and don't worry, if you want to pursue this further I'll have some of the boys pick him up on his way home, we can definitely take this further. Girl: "No, thank you so much, I wanted to run out 30 minutes ago but he drove me here". Cop: *shifts from hardarse cop to comforting father figure in about half a second* "Well I'm here with my daughter, she's about your age, perhaps you'd like to finish your meal with us? We can run you home afterwards if you'd like, unless you'd prefer to call someone else?" Girl: "Oh.. that would be really nice.. thankyou so much! *guy returns, so does the hardarse cop* Guy: "Uh so, I've paid the bill, if I could have back.". my Cop: "There you go. now I have your details right here so I *highly* recommend you don't go near or contact this young lady ever again. Guy: "Yes yes of course, I'm so sorry!" The quy pretty much fled the restaurant, the qirl went and sat with the cop and his family and by the time we left they were still sitting around talking and laughing about random crap. It was hands down the best way I have ever seen anybody handle any situation, ever. That cop is my hero. malicemanaged Dude. I hope that man has a great rest of his life. Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT
Birthday, Comfortable, and Confidence: reddit-tales
 What has been your worst
 "nice guy" experience?
 So, possibly one of the coolest things I've
 ever seen. I mean you know how you hear the
 "women want him, men want to *be* him"
 stuff in old movies? Well I'm a man and by
 *god* I wanted to be this guy. Anyway!
 I'm having dinner with my girlfriend at
 the time, and behind us are a couple on a
 not going well. Guy was being
 I
 rather
 inappropriate comments, the girl doesn't
 look at all comfortable.
 The girl finishes her appetiser really quickly
 my guess is she wanted to get it over with.
 Guy proceeds to comment on it and says
 "well, least I know you can swallow right?"
 Loudly
 Girl goes red and tells him that isn't
 appropriate, he literally waves his hand in
 a "shoo" type motion and says "oh calm
 down I was going to find out in a few hours
 anyway"
 I missed her exact re
 as she moved to a
 hushed tone, but it was fairly obvious what
 was being said-fuck no, fuck off, fuck this.
 He responded with "sweetheart I picked
 lost the
 colour in her face and said nothing.
 No. No. Fuck no. I'm one of those "get
 involved" type of people and there is no way
 I'm sitting here watching this go down. I get
 up. I don't know what I'm going to do, but
 I'm 23, fighting fit and happy to put that
 motherfucker through a wall. I may have had
 a slight temper in my youth. But anyway.
 I was halfway out of my chair when a hand
 came down on my shoulder and I look up
 to this mid-50s but super fit guy who says
 "Easy. I've got this one son". Absolute, total
 confidence in his voice.. so seeing as my
 current plan amounted to "stab him in the
 neck" and I'm already thinking maybe that's
 not the best idea, I sit down.
 He walks over, grabs a nearby chair, flips it
 around and sits down with the couple. Then..
 he pulls out his police ID and puts it on the
 table. Now the guy doesn't have any colour in
 his face
 Cop: "So, I'm quietly celebrating my
 daughters birthday with my family when I
 distinctly hear you threaten this young lady,
 would you care to explain yourself?"
 Guy: "I, ah, well, um, you see.
 Cop: "That's what I thought. Now see, we
 take a *very* dim view of that kind of thing,
 so right now I'm deciding if I want to have
 some of my buddies come pick you up"
 Guy: "oh no well that..."
 Cop: "But that would disrupt everyone's
 dinner, so how about you hand me your ID,
 me, the dn't want yhe staff here and
 settle your bill., the full bill now, this young
 lady shouldn't go hungry on account of your
 poor behaviour. Or we can go with the first
 option, I'll leave it up to you.
 Guy: "No no! That's perfectly fine!" 1*hands
 over ID, gets up and walks very quickly in the
 direction of the counter
 Cop: while writing down the guys details
 1* "Sorry about that miss, I hope I'm not
 intruding it just seemed like you could use
 some help. Oh and don't worry, if you want
 to pursue this further I'll have some of the
 boys pick him up on his way home, we can
 definitely take this further.
 Girl: "No, thank you so much, I wanted to run
 out 30 minutes ago but he drove me here".
 Cop: *shifts from hardarse cop to
 comforting father figure in about half a
 second* "Well I'm here with my daughter,
 she's about your age, perhaps you'd like to
 finish your meal with us? We can run you
 home afterwards if you'd like, unless you'd
 prefer to call someone else?"
 Girl: "Oh.. that would be really nice.. thankyou
 so much!
 *guy returns, so does the hardarse cop*
 Guy: "Uh so, I've paid the bill, if I could have
 back.".
 my
 Cop: "There you go. now I have your details
 right here so I *highly* recommend you
 don't go near or contact this young lady ever
 again.
 Guy: "Yes yes of course, I'm so sorry!"
 The quy pretty much fled the restaurant, the
 qirl went and sat with the cop and his family
 and by the time we left they were still sitting
 around talking and laughing about random
 crap.
 It was hands down the best way I have ever
 seen anybody handle any situation, ever. That
 cop is my hero.
 malicemanaged
 Dude. I hope that man has a great rest of his
 life.
Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Wholesome cop via /r/wholesomememes https://ift.tt/2SkCLRT

Ass, Cinderella , and Click: kaylapocalypse:  ok  so i know what you’re thinking “oh i remember that scene i don’t need to click on the video to recall it”. But you should. Like… if you’re anywhere near your mid-twenties, chances are that you watched shrek (1) when you were a kid and maybe a few times again in your late teens, but your memory absolutely doesn’t do it justice. The comedic timing through this whole movie is insane. Also, the fact that the animation style is aging literally just adds to the hilarity instead of poorly dating it. The nuance of every gesture is so well done and specific.  I am literally convinced that this movie is a masterpiece and that will be historically relevant maybe 100 years from now as a perfect time capsule of our culture. This scene in particular illustrates it especially well; particularly for being only like 1 minute long. Highlights/Breakdown The timing in the way Robin says savior and the way he says beast.  the character solidifying disregard and disrespect of “Please! Monster!” Fiona’s sheer brute strength when she pokes him in the shoulder so hard it spins him around–strength that he disregards which is why hes surprised as hell when he gets his ass beat Just the entire french accent that isn’t even a good french accent at all. The accordion man in the tree, the prop bushes. that one of the prop bushes falls down to reveal that its a wood cut-out subtly in the background  Shrek and fiona watching with horror as he begins his song. Donkey never cracking his excited smile, fully immersed in the Lore™; which is actually part of a longer running joke through the film which is that occasionally when certain characters do things would be reacted to poorly irl, the surrounding characters react like you would if you saw that irl not like characters in a story. Like instead of getting drawn into the lore of their circumstances they just stand there, staring like “yikesssss” shrek’s exhaustion and impatience when the song goes into the “saucy little maid” bit.  “what hes basically saying is he likes to get paid.”  the chaos of that statement. combined with shrek and fiona having a eye contact conversation above the performance, exchanging “wtf” gestures.  When the song escalates into a dance fight, Shrek’s exhaustion turns into general mounting amusement like “wow is this really turning into a dance fight. wow hes really snapping in unison” which is additionally apart of the above long running joke Fiona interrupting robin with a kick. the fuckin sound his head makes when it hits the rock.  The fight after isn’t as dynamic timing wise, just a classic animated fight scene but that song though. *kisses fingers like a chef* Watching this does give me an appreciation for 2D animation though because say what you will but Cinderella has aged a lot better than Shrek in terms of visual quality.With 2D you get fairly consistent quality. With old 3D you get uncanny valley nightmares.
Ass, Cinderella , and Click: kaylapocalypse:
 ok 
so i know what you’re thinking “oh i remember that scene i don’t need to click on the video to recall it”. But you should. Like… if you’re anywhere near your mid-twenties, chances are that you watched shrek (1) when you were a kid and maybe a few times again in your late teens, but your memory absolutely doesn’t do it justice.
The comedic timing through this whole movie is insane. Also, the fact that the animation style is aging literally just adds to the hilarity instead of poorly dating it. The nuance of every gesture is so well done and specific. 
I am literally convinced that this movie is a masterpiece and that will be historically relevant maybe 100 years from now as a perfect time capsule of our culture.
This scene in particular illustrates it especially well; particularly for being only like 1 minute long.
Highlights/Breakdown
The timing in the way Robin says savior and the way he says beast. 
the character solidifying disregard and disrespect of “Please! Monster!”
Fiona’s sheer brute strength when she pokes him in the shoulder so hard it spins him around–strength that he disregards which is why hes surprised as hell when he gets his ass beat
Just the entire french accent that isn’t even a good french accent at all.
The accordion man in the tree, the prop bushes. that one of the prop bushes falls down to reveal that its a wood cut-out subtly in the background 
Shrek and fiona watching with horror as he begins his song. Donkey never cracking his excited smile, fully immersed in the Lore™; which is actually part of a longer running joke through the film which is that occasionally when certain characters do things would be reacted to poorly irl, the surrounding characters react like you would if you saw that irl not like characters in a story. Like instead of getting drawn into the lore of their circumstances they just stand there, staring like “yikesssss”
shrek’s exhaustion and impatience when the song goes into the “saucy little maid” bit. 
“what hes basically saying is he likes to get paid.”  the chaos of that statement. combined with shrek and fiona having a eye contact conversation above the performance, exchanging “wtf” gestures. 
When the song escalates into a dance fight, Shrek’s exhaustion turns into general mounting amusement like “wow is this really turning into a dance fight. wow hes really snapping in unison” which is additionally apart of the above long running joke
Fiona interrupting robin with a kick.
the fuckin sound his head makes when it hits the rock. 
The fight after isn’t as dynamic timing wise, just a classic animated fight scene but that song though. *kisses fingers like a chef*
Watching this does give me an appreciation for 2D animation though because say what you will but Cinderella has aged a lot better than Shrek in terms of visual quality.With 2D you get fairly consistent quality. With old 3D you get uncanny valley nightmares.

kaylapocalypse:  ok  so i know what you’re thinking “oh i remember that scene i don’t need to click on the video to recall it”. But you shou...