market


                    
                    
                

                

                

            

        
    







            

            
            

                

                    
                

                

                    

                        


	

	
    
        

            

                
                    
                    
                    
                    

    

        Broing
        

            
            Broing
        

    

    

         
Broing

    



                
                    
                    
                    
                    

    

        Holding
        

            
            Holding
        

    

    

         
Holding

    



                
                    
                    
                    
                    

    

        Buy
        

            
            Buy
        

    

    

         
Buy

    



                
                    
                    
                    
                    

    

        Here
        

            
            Here
        

    

    

         
Here

    



                
                    
                    
                    
                    

    

         love you so much
        

            
             love you so much
        

    

    

         
 love you so much

    



                
                    
                    
                    
                    

    

         came back
        

            
             came back
        

    

    

         
 came back

    



                
                    
                    
                    
                    

    

         totally
        

            
             totally
        

    

    

         
 totally

    



                
                    
                    
                    
                    

    

         stock
        

            
             stock
        

    

    

         
 stock

    



                
                    
                    
                    
                    

    

         kya
        

            
             kya
        

    

    

         
 kya

    



                
                    
                    
                    
                    

    

         so much
        

            
             so much
        

    

    

         
 so much

    



                
            

        

    
    

        🔥 | Latest
    

    
    

        

        
        

            

                







    market: It’s a competitive market out there.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: It’s a competitive market out there.
                
            

            
            
It’s a competitive market out there.

            
            
        

    



            

        

        
        

            

                







    market: It’s a competitive market out there.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: It’s a competitive market out there.
                
            

            
            
It’s a competitive market out there.

            
            
        

    



            

        

        
        

            

                







    market: Easy template, invest now while the market is down ;) via /r/MemeEconomy https://ift.tt/390v8aE
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: Easy template, invest now while the market is down ;) via /r/MemeEconomy https://ift.tt/390v8aE
                
            

            
            
Easy template, invest now while the market is down ;) via /r/MemeEconomy https://ift.tt/390v8aE

            
            
        

    



            

        

        
        

            

                







    market: I’m back on the Tinder market and woke up to a match from last night and this lady has energy for 2020
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: I’m back on the Tinder market and woke up to a match from last night and this lady has energy for 2020
                
            

            
            
I’m back on the Tinder market and woke up to a match from last night and this lady has energy for 2020

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    market: PRO
 MERS MARKET
 LOWER
 MARKET
 LEVE'S
5 years ago after we swiped right vs. tonight after we got engaged. Merry Christmas everyone!
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: PRO
 MERS MARKET
 LOWER
 MARKET
 LEVE'S
5 years ago after we swiped right vs. tonight after we got engaged. Merry Christmas everyone!
                
            

            
            
5 years ago after we swiped right vs. tonight after we got engaged. Merry Christmas everyone!

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    market: B0BBC News Africa
 Follow
 NEWS
 @BBCAfrica
 Kenyan women are using the Twitter hashtag
 #MyAlwaysExperience to express outrage
 over the Always brand of sanitary pads, which
 they say causes rashes, burns and discomfort
 bbc.in/2F4jrT4
 9:43 AM 13 Mar 2019
 4,033 Retweets 4,345 Likes

 Airhorn Ren
 Follow
 @AirhornRen
 The pads they sell in the West are very
 different from the ones they sell in
 Africa. I've used both. They save their
 substandard products for the African
 market knowing they'd be sued to
 bankruptcy if they tried this in America.
 #MyAlwaysExperience
 BBC News Africa@BBCAfrica
 Kenyan women are using the Twitter hashtag
 #MyAlwaysExperience to express outrage over the Always
 brand of sanitary pads, which they say causes rashes,
 burns and discomfort. bbc.in/2F4jrT4
 3:51 PM
 - 21 Oct 2019
 11,791 Retweets 19,836 Likes
ellieintheskywithdiamonds:
newhologram:


fierceawakening:

erikkillmongerdontpullout:

gahdamnpunk:
This is actually so messed up…Making African women use substandard hygiene products is absolutely ridiculous

People are mad about them taking the female symbol off the package but are silent about this. 


😨😤😡🤬 
what the hell

Hold up, some time last year I totally bought some really cheap Always bc I was low on money, and I ended up with a really horrible red painful rash like my bare ass had been dragged across asphalt. I couldn’t even get into the bath it was so painful. 


i’ve had problems with this brand in bulgaria, made me itchy af, but so far i haven’t had a problem with them in germany and it’s p much an open secret eastern europe gets lower quality products than the west. i’d wager it’s way worse in africa. those poor women… 


Fuuuuuuuck
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: B0BBC News Africa
 Follow
 NEWS
 @BBCAfrica
 Kenyan women are using the Twitter hashtag
 #MyAlwaysExperience to express outrage
 over the Always brand of sanitary pads, which
 they say causes rashes, burns and discomfort
 bbc.in/2F4jrT4
 9:43 AM 13 Mar 2019
 4,033 Retweets 4,345 Likes

 Airhorn Ren
 Follow
 @AirhornRen
 The pads they sell in the West are very
 different from the ones they sell in
 Africa. I've used both. They save their
 substandard products for the African
 market knowing they'd be sued to
 bankruptcy if they tried this in America.
 #MyAlwaysExperience
 BBC News Africa@BBCAfrica
 Kenyan women are using the Twitter hashtag
 #MyAlwaysExperience to express outrage over the Always
 brand of sanitary pads, which they say causes rashes,
 burns and discomfort. bbc.in/2F4jrT4
 3:51 PM
 - 21 Oct 2019
 11,791 Retweets 19,836 Likes
ellieintheskywithdiamonds:
newhologram:


fierceawakening:

erikkillmongerdontpullout:

gahdamnpunk:
This is actually so messed up…Making African women use substandard hygiene products is absolutely ridiculous

People are mad about them taking the female symbol off the package but are silent about this. 


😨😤😡🤬 
what the hell

Hold up, some time last year I totally bought some really cheap Always bc I was low on money, and I ended up with a really horrible red painful rash like my bare ass had been dragged across asphalt. I couldn’t even get into the bath it was so painful. 


i’ve had problems with this brand in bulgaria, made me itchy af, but so far i haven’t had a problem with them in germany and it’s p much an open secret eastern europe gets lower quality products than the west. i’d wager it’s way worse in africa. those poor women… 


Fuuuuuuuck
                
            

            
            
ellieintheskywithdiamonds:
newhologram:


fierceawakening:

erikkillmongerdontpullout:

gahdamnpunk:
This is actually so messed up…Making...

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    market: Fresh
 PIZZA
Is there a market for this on Reddit? It screams template to me. via /r/MemeEconomy https://ift.tt/368XH4O
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: Fresh
 PIZZA
Is there a market for this on Reddit? It screams template to me. via /r/MemeEconomy https://ift.tt/368XH4O
                
            

            
            
Is there a market for this on Reddit? It screams template to me. via /r/MemeEconomy https://ift.tt/368XH4O

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    market: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



            

        

        
        

            

                







    market: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



            

        

        
        

            

                







    market: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    market: So, I know it's a standard Tinder
 question but I have to ask-are
 you a serial killer, and if so do
 you have reason for it?
 Only a serial killer would ask if
 serial killer.
 was
 Wednesday 8:28 PM
 Naw, I wouldn't be able to
 handle the hours.
 Unless you were looking for a
 colleague serial killer to bond
 with...
 I was going to say the latter but
 Wednesday 9:13 PM
 Hypotheticals it is then. If I you
 were a serial killer, what would
 be your M.O.?
 That you are a man. I'd want to
 be a siren.
 Ooooh, I like it, somehow you
 made that not creepy. I am
 impressed.
 Do Sirens work on lesbians as
 well?
 Aw damn. I have failed.
 Ummm, no.
 Idk.
 Maybe?
 Wednesday 9:44 PM
 This sounds like a slightly
 problematic writting prompt in a
 freshman creative writting class.
 You can still kill me if you
 want, especially the straight
 white kind. They are pretty
 underrepresented in the serial
 killer victim market
 That is the sweetest thing a
 complete stranger has ever
 said to me
 Ya, just put some sad music
 in your playlist...or set... or
 whatever sirens do.
 Haaa okay
 So on a scale of 1-5 how would
 you rate my creepiness?
 Wednesday 10:33 PM
 Either O or 10. I cant read
 non-verbal in text conversations.
 On a scale of 1-5.
 I am 98% enjoying the banter,
 but 1.5% of me is irrationally
 scared that I just invited you to
 murder me
 Wednesday 11:04 PM
 Do you think this conversation
 would hold up in court?
 No, but hopefully it will hold up
 on reddit
 Lol... Let me know what sub
 you decide to post this on
 I'm pretty sure if it gets enough
 Karma, it becomes a legal
 document and will hold up in
 court.
 Fingers crossed
 Type a message...
 GIF
In the untimely event of my death…start here
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                market: So, I know it's a standard Tinder
 question but I have to ask-are
 you a serial killer, and if so do
 you have reason for it?
 Only a serial killer would ask if
 serial killer.
 was
 Wednesday 8:28 PM
 Naw, I wouldn't be able to
 handle the hours.
 Unless you were looking for a
 colleague serial killer to bond
 with...
 I was going to say the latter but
 Wednesday 9:13 PM
 Hypotheticals it is then. If I you
 were a serial killer, what would
 be your M.O.?
 That you are a man. I'd want to
 be a siren.
 Ooooh, I like it, somehow you
 made that not creepy. I am
 impressed.
 Do Sirens work on lesbians as
 well?
 Aw damn. I have failed.
 Ummm, no.
 Idk.
 Maybe?
 Wednesday 9:44 PM
 This sounds like a slightly
 problematic writting prompt in a
 freshman creative writting class.
 You can still kill me if you
 want, especially the straight
 white kind. They are pretty
 underrepresented in the serial
 killer victim market
 That is the sweetest thing a
 complete stranger has ever
 said to me
 Ya, just put some sad music
 in your playlist...or set... or
 whatever sirens do.
 Haaa okay
 So on a scale of 1-5 how would
 you rate my creepiness?
 Wednesday 10:33 PM
 Either O or 10. I cant read
 non-verbal in text conversations.
 On a scale of 1-5.
 I am 98% enjoying the banter,
 but 1.5% of me is irrationally
 scared that I just invited you to
 murder me
 Wednesday 11:04 PM
 Do you think this conversation
 would hold up in court?
 No, but hopefully it will hold up
 on reddit
 Lol... Let me know what sub
 you decide to post this on
 I'm pretty sure if it gets enough
 Karma, it becomes a legal
 document and will hold up in
 court.
 Fingers crossed
 Type a message...
 GIF
In the untimely event of my death…start here
                
            

            
            
In the untimely event of my death…start here