Lawful


                    
                    
                

                

                

            

        
    







            

            
            

                

                    
                

                

                    

                        


	

	
    
        

            

                
                    
                    
                    
                    

    

        When I
        

            
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When I

    



                
                    
                    
                    
                    

    

        Neutral Good
        

            
            Neutral Good
        

    

    

         
Neutral Good

    



                
                    
                    
                    
                    

    

        If You
        

            
            If You
        

    

    

         
If You

    



                
                    
                    
                    
                    

    

        Neutral Evil
        

            
            Neutral Evil
        

    

    

         
Neutral Evil

    



                
                    
                    
                    
                    

    

        The
        

            
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The

    



                
                    
                    
                    
                    

    

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Laughs

    



                
                    
                    
                    
                    

    

        Not
        

            
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Not

    



                
                    
                    
                    
                    

    

        I Had To
        

            
            I Had To
        

    

    

         
I Had To

    



                
                    
                    
                    
                    

    

        That
        

            
            That
        

    

    

         
That

    



                
                    
                    
                    
                    

    

        Chart
        

            
            Chart
        

    

    

         
Chart

    



                
            

        

    
    

        🔥 | Latest
    

    
    

        

        
        

            

                







    Lawful: twentyratsinatrenchcoat:
waywardmasquerade:


jabletown:

manicpixiedreamalien:

did-you-kno:

Scottish sculptor Rob Mulholland 
creates creepy mirrored sculptures 
out of acrylic glass that makes 
them blend into their surroundings 
until your perspective shifts and 
they suddenly catch your eye.  Source Source 2

imagine getting lost in the woods and coming across these
on a scale of 1-10 how ready for death would you be

i didn’t know chaotic evil looked like someone’s dad from north dakota

Some one needs to stat these mirror beings ASAP



Mirrorfolk
Medium construct, lawful evil
AC: 15
HP: 100 (8d10+20)
Speed: 30ft
STR: 14 (+2)                  WIS: 16 (+3)
CON: 10 (+0)                  INT: 16 (+3)
DEX: 18 (+4)                CHA: 20 (+5)
Skills: Perception (+5), Deception (+9)
Senses: Truesight, low-light vision, passive perception 13
Languages: Common
Challenge: 5 (1,800 XP)
Immunities: Mind-affecting spells, poison, sleep effects, paralysis, stunning, disease, death effects, and necromancy effects
Proficiencies: No armor; simple weapons
Natural Camoflauge: A mirrorfolk can blend in easily to any environment by reflecting the world around them. In order to notice a mirrorfolk using it’s camoflauge, players must pass a check with a DC 18.
Reflection: Three times a day, a mirrorfolk may reflect a spell cast at it by passing a dexterity check (DC 16). This acts as though the mirrorfolk had cast the spell with the original caster as the target, or as though it had been directly reflected from a mirror (ex. A fireball caught by a mirrorfolk directly reflects the cone of effect).
The Eye of the Beholder: A mirrorfolk may cast Charm Person, Hypnotic Pattern, Suggestion, Crown of Madness, or Enemies Abound up to four time per day at their base level. The four times are total, not for each spell. It may cast Minor Illusion or Prestidigitation at will. However, any illusion created by these spells (including Hypnotic Pattern) uses its own surfaces.
The Scott’s Pet: Mirrorfolk act as guards to a human mage named Mulholland the Sculptor. Their primary goal of creation is to divert attention from Mulholland, and do so either through illusion or through turning party members against each other. They will also act as living shields if need be. However, mirrorfolk are considered awaken constructs, and their loyalty comes strictly from Mulholland’s kindness towards them.

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Lawful: twentyratsinatrenchcoat:
waywardmasquerade:


jabletown:

manicpixiedreamalien:

did-you-kno:

Scottish sculptor Rob Mulholland 
creates creepy mirrored sculptures 
out of acrylic glass that makes 
them blend into their surroundings 
until your perspective shifts and 
they suddenly catch your eye.  Source Source 2

imagine getting lost in the woods and coming across these
on a scale of 1-10 how ready for death would you be

i didn’t know chaotic evil looked like someone’s dad from north dakota

Some one needs to stat these mirror beings ASAP



Mirrorfolk
Medium construct, lawful evil
AC: 15
HP: 100 (8d10+20)
Speed: 30ft
STR: 14 (+2)                  WIS: 16 (+3)
CON: 10 (+0)                  INT: 16 (+3)
DEX: 18 (+4)                CHA: 20 (+5)
Skills: Perception (+5), Deception (+9)
Senses: Truesight, low-light vision, passive perception 13
Languages: Common
Challenge: 5 (1,800 XP)
Immunities: Mind-affecting spells, poison, sleep effects, paralysis, stunning, disease, death effects, and necromancy effects
Proficiencies: No armor; simple weapons
Natural Camoflauge: A mirrorfolk can blend in easily to any environment by reflecting the world around them. In order to notice a mirrorfolk using it’s camoflauge, players must pass a check with a DC 18.
Reflection: Three times a day, a mirrorfolk may reflect a spell cast at it by passing a dexterity check (DC 16). This acts as though the mirrorfolk had cast the spell with the original caster as the target, or as though it had been directly reflected from a mirror (ex. A fireball caught by a mirrorfolk directly reflects the cone of effect).
The Eye of the Beholder: A mirrorfolk may cast Charm Person, Hypnotic Pattern, Suggestion, Crown of Madness, or Enemies Abound up to four time per day at their base level. The four times are total, not for each spell. It may cast Minor Illusion or Prestidigitation at will. However, any illusion created by these spells (including Hypnotic Pattern) uses its own surfaces.
The Scott’s Pet: Mirrorfolk act as guards to a human mage named Mulholland the Sculptor. Their primary goal of creation is to divert attention from Mulholland, and do so either through illusion or through turning party members against each other. They will also act as living shields if need be. However, mirrorfolk are considered awaken constructs, and their loyalty comes strictly from Mulholland’s kindness towards them.

                
            

            
            
twentyratsinatrenchcoat:
waywardmasquerade:


jabletown:

manicpixiedreamalien:

did-you-kno:

Scottish sculptor Rob Mulholland 
creates...

            
            
        

    



            

        

        
        

            

                







    Lawful: Chaotic Lawful
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Lawful: Chaotic Lawful
                
            

            
            
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    Lawful: Chaotic Lawful
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Lawful: Chaotic Lawful
                
            

            
            
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    Lawful: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Lawful: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
                
            

            
            
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capit...

            
            
        

    



            

        

        
        

            

                







    Lawful: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Lawful: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 

                
            

            
            
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capit...

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    Lawful: S TOME OF BEASTS
 SKELETON, SHARKJAW
 orm approaches through the murky
 ter, but as it nears, it becomes clear that this is
 no living thing. It is made entirely of sharks'jaws
 joined together and brought to life with grim maga
 Made from numerous, interlocking shark's jaws,
 The bumanoid form approaches through
 wa
 these horrors are animated through foul magic into
 a large, vaguely humanoid shape. Sahuagin priests
 animate them to guard their sepulchers of bones
 These sharkjaw skeletons lie among great piles of
 bones, waiting to rise up and attack any uninvited souls
 who invade the sanctity of sahuagin holy sites. Others
 guard pirate treasures or
 ancient shipwrecks
 UNDEAD AUTOMATON.
 Being mindless, sharkjaw
 skeletons do nothing
 without orders from their
 creator, and they follow those
 instructions explicitly. A sharkjaw
 skeleton's creator can give it new
 commands as long as the skeleton
 s within 60 feet and can see and
 ear its creator. Otherwise, a
 arkjaw skeleton follows its last
 structions to the best of its ability and
 the exclusion of all else, though it will
 ays fight back if attacked.
 DEAD NATURE. A shroud doesn't require
 ood, drink, or sleep
 AW SKELETON
 ad, lawful evil
 s 13 (natural armor)
 15 (6d10 + 12)
 swim 30 ft.
 Languages understands the languages of its creator
 can't speak
 Challenge 1 (200 XP)
 X CON NT
bunjywunjy:
ketchuplaser:

bunjywunjy:

armchair-factotum:

young-replica:
???????
The wizard that made this knew exactly what they wanted

…okay my next character is going to be one of these with Groucho Marx glasses

@bunjywunjy, I got you. I was going to name them Captain Sharkjaw, but you do you.
“I once killed a Owlbear in my pajamas. How it got into my pajamas I’ll never know.”

now he’s Groucho Sharks

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Lawful: S TOME OF BEASTS
 SKELETON, SHARKJAW
 orm approaches through the murky
 ter, but as it nears, it becomes clear that this is
 no living thing. It is made entirely of sharks'jaws
 joined together and brought to life with grim maga
 Made from numerous, interlocking shark's jaws,
 The bumanoid form approaches through
 wa
 these horrors are animated through foul magic into
 a large, vaguely humanoid shape. Sahuagin priests
 animate them to guard their sepulchers of bones
 These sharkjaw skeletons lie among great piles of
 bones, waiting to rise up and attack any uninvited souls
 who invade the sanctity of sahuagin holy sites. Others
 guard pirate treasures or
 ancient shipwrecks
 UNDEAD AUTOMATON.
 Being mindless, sharkjaw
 skeletons do nothing
 without orders from their
 creator, and they follow those
 instructions explicitly. A sharkjaw
 skeleton's creator can give it new
 commands as long as the skeleton
 s within 60 feet and can see and
 ear its creator. Otherwise, a
 arkjaw skeleton follows its last
 structions to the best of its ability and
 the exclusion of all else, though it will
 ays fight back if attacked.
 DEAD NATURE. A shroud doesn't require
 ood, drink, or sleep
 AW SKELETON
 ad, lawful evil
 s 13 (natural armor)
 15 (6d10 + 12)
 swim 30 ft.
 Languages understands the languages of its creator
 can't speak
 Challenge 1 (200 XP)
 X CON NT
bunjywunjy:
ketchuplaser:

bunjywunjy:

armchair-factotum:

young-replica:
???????
The wizard that made this knew exactly what they wanted

…okay my next character is going to be one of these with Groucho Marx glasses

@bunjywunjy, I got you. I was going to name them Captain Sharkjaw, but you do you.
“I once killed a Owlbear in my pajamas. How it got into my pajamas I’ll never know.”

now he’s Groucho Sharks

                
            

            
            
bunjywunjy:
ketchuplaser:

bunjywunjy:

armchair-factotum:

young-replica:
???????
The wizard that made this knew exactly what they wante...

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    Lawful: I+ is Wednesday
 my dudes
30-minute-memes:It is Wednesday, my dudes
You are required by law to reblog this
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Lawful: I+ is Wednesday
 my dudes
30-minute-memes:It is Wednesday, my dudes
You are required by law to reblog this
                
            

            
            
30-minute-memes:It is Wednesday, my dudes
You are required by law to reblog this