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Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Fake, True, and Tumblr: www.peterweímann trained-chimpanzee: stebbyfrenchguy: mrbiggsproductions: nogfhaver: her-wolf: Howling Timberwolves by Peter Weimann :O
Fake, True, and Tumblr: www.peterweímann
trained-chimpanzee:
stebbyfrenchguy:

mrbiggsproductions:

nogfhaver:

her-wolf:

Howling Timberwolves by

Peter Weimann











:O

trained-chimpanzee: stebbyfrenchguy: mrbiggsproductions: nogfhaver: her-wolf: Howling Timberwolves by Peter Weimann :O

Burger King, Chip, and Poker: This guy dressed as the Burger King at a poker table with Oreos in his chip holder
Burger King, Chip, and Poker: This guy dressed as the Burger King at a poker table with Oreos in his chip holder

This guy dressed as the Burger King at a poker table with Oreos in his chip holder

Fbi, God, and News: Nick Jack Pappas & @Pappiness 14m On page 290 of the #MuellerReport, the words of a very innocent and very cool person: On May 17, 2017, Acting Attorncy General Rosenstein appointed Robert S. Mueller, III as Special Counsel and authorized him to conduct the Russia investigation and matters that arose from the investigation.501The President learned of the Special Counsel's appointment from Scssions, who was with the President, Hunt, and McGahn conducting interviews for a new FBI Director.02 Sessions stepped out of the Oval Office to take a call from Rosenstein, who told him about the Special Counsel appointment, and Sessions then returned to inform the President of the news.503 According to notes written by Hunt, when Sessions told the President that a Special Counsel had been appointed, the President slumped back in his chair and said, "Oh my God. This is terrible. This is the end of my Presidency. I'm fucked."504 The President became angry and lambasted the Attorney General for his decision to recuse from the investigation, stating, "How could you let this happen, Jeff?"S05 The President said the position of Attorney General was his most important appointment and that Sessions had "let [him] down," contrasting him to Eric Holder and Robert Kennedy.506 Sessions recalled that the President said to him, "you were supposed to protect me," or words to that effect.507 The President returned to the consequences of the appointment and said, "Everyone tells me if you get one of these independent counsels it ruins your presidency. It takes years and years and I won't be able to do anything. This is the worst thing that ever happened to me."508 94tl 7120
Fbi, God, and News: Nick Jack Pappas & @Pappiness 14m
 On page 290 of the #MuellerReport, the words of a very innocent and very cool
 person:
 On May 17, 2017, Acting Attorncy General Rosenstein appointed Robert S. Mueller, III as
 Special Counsel and authorized him to conduct the Russia investigation and matters that arose
 from the investigation.501The President learned of the Special Counsel's appointment from
 Scssions, who was with the President, Hunt, and McGahn conducting interviews for a new FBI
 Director.02 Sessions stepped out of the Oval Office to take a call from Rosenstein, who told him
 about the Special Counsel appointment, and Sessions then returned to inform the President of the
 news.503 According to notes written by Hunt, when Sessions told the President that a Special
 Counsel had been appointed, the President slumped back in his chair and said, "Oh my God. This
 is terrible. This is the end of my Presidency. I'm fucked."504 The President became angry and
 lambasted the Attorney General for his decision to recuse from the investigation, stating, "How
 could you let this happen, Jeff?"S05 The President said the position of Attorney General was his
 most important appointment and that Sessions had "let [him] down," contrasting him to Eric
 Holder and Robert Kennedy.506 Sessions recalled that the President said to him, "you were
 supposed to protect me," or words to that effect.507 The President returned to the consequences of
 the appointment and said, "Everyone tells me if you get one of these independent counsels it ruins
 your presidency. It takes years and years and I won't be able to do anything. This is the worst
 thing that ever happened to me."508
 94tl 7120
Drugs, Friends, and Phone: Sarah harva ncik @SarahHarvancik Follow Left our drink for less than 2 minutes and the guys we were with drugged it. Trust your gut, always check up on your friends. Y'all can NEVER be too safe LIQUID GOOD 10:29 AM - 24 Mar 2019 from Kingm an, AZ sarah harvancik @SarahHarvancik Follow For those asking where to get these from SipChip Drink Spiking Test for Date Rape Drug D... The most effective test for detecting spiked beverages With just one drop, we give you a portable and fast way to test for common date rape drugs. undercovercolors.com 11:57 AM 27 Mar 2019 Portable, discreet, fast, and accurate. Here's how SipChipTM helps you stay safe 2. ADD A DROP OF YOUR 3. WAIT FOR RESULTS 4. CHECK RESULTS 1. CARRY SIPCHIP WITH YOU SipChip fits in our key fob or phone holder, or carry it in your purse wallet, or pocket so you're always preparea SipChipT" detects most common date When you're ready to test, use your rape drugs including roofies, xanax, finger or a straw to add one drop of and valium in as fast as 30 seconds Two lines means you're in the clear One line means your drink is DRINK drugged. Don't drink it your drink to the test. SipChipT works in drinks with or without alcohol with 99.3% accuracy Be sure your drink is just a drink. Buy Tests uncommonbish:https://www.undercovercolors.com/ - buy tests The fact that women need this in order to feel safe sucks.                                                                               
Drugs, Friends, and Phone: Sarah harva ncik
 @SarahHarvancik
 Follow
 Left our drink for less than 2 minutes and
 the guys we were with drugged it. Trust
 your gut, always check up on your
 friends. Y'all can NEVER be too safe
 LIQUID
 GOOD
 10:29 AM - 24 Mar 2019 from Kingm an, AZ

 sarah harvancik
 @SarahHarvancik
 Follow
 For those asking where to get these from
 SipChip Drink Spiking Test for Date Rape Drug D...
 The most effective test for detecting spiked beverages
 With just one drop, we give you a portable and fast way
 to test for common date rape drugs.
 undercovercolors.com
 11:57 AM 27 Mar 2019

 Portable, discreet, fast, and accurate.
 Here's how SipChipTM helps you stay safe
 2. ADD A DROP OF YOUR
 3. WAIT FOR RESULTS
 4. CHECK RESULTS
 1. CARRY SIPCHIP WITH YOU
 SipChip fits in our key fob or phone
 holder, or carry it in your purse
 wallet, or pocket so you're always
 preparea
 SipChipT" detects most common date
 When you're ready to test, use your rape drugs including roofies, xanax,
 finger or a straw to add one drop of and valium in as fast as 30 seconds
 Two lines means you're in the clear
 One line means your drink is
 DRINK
 drugged. Don't drink it
 your drink to the test. SipChipT
 works in drinks with or without
 alcohol
 with 99.3% accuracy
 Be sure your drink is just a drink.
 Buy Tests
uncommonbish:https://www.undercovercolors.com/ - buy tests The fact that women need this in order to feel safe sucks.



      

      
        


      
      

      
      
  
      
    
    
    
      
         

uncommonbish:https://www.undercovercolors.com/ - buy tests The fact that women need this in order to feel safe sucks.                ...

Energy, Target, and Tumblr: gettyimages Peter Cade 152840258 broannalmao: lunaaltare: honeylargo: look at this stock photo there is so much energy in this image He’s got his toast in the napkin holder :/
Energy, Target, and Tumblr: gettyimages
 Peter Cade
 152840258
broannalmao:

lunaaltare:


honeylargo:

look at this stock photo

there is so much energy in this image 


He’s got his toast in the napkin holder :/

broannalmao: lunaaltare: honeylargo: look at this stock photo there is so much energy in this image He’s got his toast in the napkin...