guys


                    
                    
                

                

                

            

        
    







            

            
            

                

                    
                

                

                    

                        


	

	
    
        

            

                
                    
                    
                    
                    

    

        Some
        

            
            Some
        

    

    

         
Some

    



                
                    
                    
                    
                    

    

        Ends
        

            
            Ends
        

    

    

         
Ends

    



                
                    
                    
                    
                    

    

        Wishes
        

            
            Wishes
        

    

    

         
Wishes

    



                
                    
                    
                    
                    

    

        Types Of
        

            
            Types Of
        

    

    

         
Types Of

    



                
                    
                    
                    
                    

    

        Love Is
        

            
            Love Is
        

    

    

         
Love Is

    



                
                    
                    
                    
                    

    

        Good Guy
        

            
            Good Guy
        

    

    

         
Good Guy

    



                
                    
                    
                    
                    

    

        Cyanide And Happieness
        

            
            Cyanide And Happieness
        

    

    

         
Cyanide And Happieness

    



                
                    
                    
                    
                    

    

        Hell Meme
        

            
            Hell Meme
        

    

    

         
Hell Meme

    



                
                    
                    
                    
                    

    

        won
        

            
            won
        

    

    

         
won

    



                
                    
                    
                    
                    

    

         never grow up
        

            
             never grow up
        

    

    

         
 never grow up

    



                
            

        

    
    

        🔥 | Latest
    

    
    

        

        
        

            

                



            

        

        
        

            

                




    Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Ask, Dog, and Pillow: When guys ask for a pic of my vajayjay and my dog is using my lap for a pillow
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Ask, Dog, and Pillow: When guys ask for a pic of my vajayjay and my dog is using my lap for a pillow
                
            

            
            
When guys ask for a pic of my vajayjay and my dog is using my lap for a pillow

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Bad, Beer, and Life: Guillermo del Toro says he saw a
 real UFO and it was 'horribly
 designed'
 The Shape of Water director Guillermo
 2.4K by Laura Hudson/2d
thefingerfuckingfemalefury:

elphabaforpresidentofgallifrey:

doux-amer:

truestoriesaboutme:

dragon-in-a-fez:
imagine you saw an alien spacecraft and your first reaction was to critique its flat color palette and unimaginative lines
The Truth is Out There and It Has Bad Aesthetics

Because context actually makes the already great headline even greater:

“I know this is horrible,” del Toro continues. “You sound like a complete lunatic, but I saw a UFO. I didn’t want to see a UFO. It was horribly designed. I was with a friend. We bought a six-pack. We didn’t consume it, and there was a place called Cerro del Cuatro, “Mountain of the Four,” on the periphery of Guadalajara. We said, ‘Let’s go to the highway.’ We sit down to watch the stars and have the beer and talk. We were the only guys by the freeway. And we saw a light on the horizon going super-fast, not linear. And I said, ‘Honk and flash the lights.’ And we started honking.”
The UFO, says del Toro, “Went from 1,000 meters away [to much closer] in less than a second — and it was so crappy. It was a flying saucer, so clichéd, with lights [blinking]. It’s so sad: I wish I could reveal they’re not what you think they are. They are what you think they are. And the fear we felt was so primal. I have never been that scared in my life. We jumped in the car, drove really fast. It was following us, and then I looked back and it was gone.”
(x)



the same man that made a movie about making giant robots to fight aliens SAW SOME ALIENS, INSULTED THEIR AESTHETIC, and RAN AWAY SCREAMING

“there is intelligent life out there but it’s really fuckin tacky”

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Bad, Beer, and Life: Guillermo del Toro says he saw a
 real UFO and it was 'horribly
 designed'
 The Shape of Water director Guillermo
 2.4K by Laura Hudson/2d
thefingerfuckingfemalefury:

elphabaforpresidentofgallifrey:

doux-amer:

truestoriesaboutme:

dragon-in-a-fez:
imagine you saw an alien spacecraft and your first reaction was to critique its flat color palette and unimaginative lines
The Truth is Out There and It Has Bad Aesthetics

Because context actually makes the already great headline even greater:

“I know this is horrible,” del Toro continues. “You sound like a complete lunatic, but I saw a UFO. I didn’t want to see a UFO. It was horribly designed. I was with a friend. We bought a six-pack. We didn’t consume it, and there was a place called Cerro del Cuatro, “Mountain of the Four,” on the periphery of Guadalajara. We said, ‘Let’s go to the highway.’ We sit down to watch the stars and have the beer and talk. We were the only guys by the freeway. And we saw a light on the horizon going super-fast, not linear. And I said, ‘Honk and flash the lights.’ And we started honking.”
The UFO, says del Toro, “Went from 1,000 meters away [to much closer] in less than a second — and it was so crappy. It was a flying saucer, so clichéd, with lights [blinking]. It’s so sad: I wish I could reveal they’re not what you think they are. They are what you think they are. And the fear we felt was so primal. I have never been that scared in my life. We jumped in the car, drove really fast. It was following us, and then I looked back and it was gone.”
(x)



the same man that made a movie about making giant robots to fight aliens SAW SOME ALIENS, INSULTED THEIR AESTHETIC, and RAN AWAY SCREAMING

“there is intelligent life out there but it’s really fuckin tacky”

                
            

            
            
thefingerfuckingfemalefury:

elphabaforpresidentofgallifrey:

doux-amer:

truestoriesaboutme:

dragon-in-a-fez:
imagine you saw an alien spa...

            
            
        

    



            

        

        
        

            

                



            

        

        
        

            

                



            

        

        
        

            

                




    Baked, Dad, and Fail: theguilteaparty
 So my mom told me a story...
 Growing up, my mom and her siblings would
 make banana bread every week.
 Literally every week since the first one of them
 learned how to make it, they started making
 banana bread- lo and behold though, they liked
 it with walnuts and they all knew their dad
 hated walnuts.
 So they made a special loaf of banana bread
 just for him every week, just for him to eat.
 Nobody else was allowed to eat it because that
 was his banana bread, baked especially for
 him.
 So anyways, they did this once a week from
 middle school up until every last one of them
 moved out of the house (and considering there
 was at least 10 years difference from the oldest
 to the youngest, this was quite some time). So
 that's like... 16 years of weekly banana bread.
 And he always finished it. He, without fail, ate
 the whole loaf of bread by himself.
 That's approximately 835 loaves of banana
 bread.
 Now
 Skip ahead a few years...
 and they're all visiting and baking banana bread
 and they start making a dad's bread and their
 mom comes in, "I don't think he can handle
 eating one more slice of banana bread!"
 "What are you talking about? He loves banana
 bread! He had it all the time!"
 This is when my grandma, their mom, broke the
 news that my grandfather loathed banana
 bread with every fiber of his being. He just
 adored that his kids loved him enough to make
 him a special loaf of banana bread every week
 (and he didn't have the heart to tell them that
 he couldn't stand banana bread) and he was
 incredibly, utterly upset that my grandma told
 the kids his big secret.
 My grandfather was a loving, patient, gentle
 man who absolutely hated banana bread but
 loved his kids so much more and I just wanted
 to share that with you guys. I think this story is
 just about the perfect example of the kind of
 person he was.
Dad and the Banana Bread
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                Baked, Dad, and Fail: theguilteaparty
 So my mom told me a story...
 Growing up, my mom and her siblings would
 make banana bread every week.
 Literally every week since the first one of them
 learned how to make it, they started making
 banana bread- lo and behold though, they liked
 it with walnuts and they all knew their dad
 hated walnuts.
 So they made a special loaf of banana bread
 just for him every week, just for him to eat.
 Nobody else was allowed to eat it because that
 was his banana bread, baked especially for
 him.
 So anyways, they did this once a week from
 middle school up until every last one of them
 moved out of the house (and considering there
 was at least 10 years difference from the oldest
 to the youngest, this was quite some time). So
 that's like... 16 years of weekly banana bread.
 And he always finished it. He, without fail, ate
 the whole loaf of bread by himself.
 That's approximately 835 loaves of banana
 bread.
 Now
 Skip ahead a few years...
 and they're all visiting and baking banana bread
 and they start making a dad's bread and their
 mom comes in, "I don't think he can handle
 eating one more slice of banana bread!"
 "What are you talking about? He loves banana
 bread! He had it all the time!"
 This is when my grandma, their mom, broke the
 news that my grandfather loathed banana
 bread with every fiber of his being. He just
 adored that his kids loved him enough to make
 him a special loaf of banana bread every week
 (and he didn't have the heart to tell them that
 he couldn't stand banana bread) and he was
 incredibly, utterly upset that my grandma told
 the kids his big secret.
 My grandfather was a loving, patient, gentle
 man who absolutely hated banana bread but
 loved his kids so much more and I just wanted
 to share that with you guys. I think this story is
 just about the perfect example of the kind of
 person he was.
Dad and the Banana Bread
                
            

            
            
Dad and the Banana Bread