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Fucking, Horses, and News: sartorialadventure: captainoftheseaqueen: xcgirl08: shoujofeels: becausetheinternet: A 2500 year old mummy that had some amazing tattoos. WHAT. NO FUCKING WAY. YO HOLD ON.  IT GETS BETTER. This mummy, found in the  Altai mountains of Siberia, is actually that of a young woman who died at about the age of twenty-five; she is thought to have been a member of the Pazyryk tribe. She was buried with six horses and two similarly-tattooed men (the horned griffon that decorates her shoulder also appears on the man buried closest to her, covering most of his right side), possibly escorts. She was also wearing a horse-hair wig, silk, and elaborate boots, which is all a level of ceremony that would have likely only been accorded to a woman of high rank. You didn’t get inked like this unless you were very important, and had worked your way up to that importance.  …Hence, of course, the references to her by researchers as ‘The Ukok Princess,’ although due to the lack of weapons in her grave they have concluded that the woman was in fact a healer or a storyteller.   And now I’m all consumed with curiosity: Who was she? What amazing things did she accomplish? Why these symbols, and what did they mean? Who were the two men alongside her? The most informative article about it can be found here, although I would completely eat up any other information you guys could find.  @blackbearmagic Makes me think of the 5,000-year-old Persian woman they found who was 6 feet tall and had a golden prosthetic eye.
Fucking, Horses, and News: sartorialadventure:
captainoftheseaqueen:

xcgirl08:

shoujofeels:

becausetheinternet:

A 2500 year old mummy that had some amazing tattoos.

WHAT.
NO FUCKING WAY.

YO HOLD ON. 
IT GETS BETTER.
This mummy, found in the  Altai mountains of Siberia, is actually that of a young woman who died at about the age of twenty-five; she is thought to have been a member of the Pazyryk tribe.
She was buried with six horses and two similarly-tattooed men (the horned griffon that decorates her shoulder also appears on the man buried closest to her, covering most of his right side), possibly escorts. She was also wearing a horse-hair wig, silk, and elaborate boots, which is all a level of ceremony that would have likely only been accorded to a woman of high rank. You didn’t get inked like this unless you were very important, and had worked your way up to that importance. 
…Hence, of course, the references to her by researchers as ‘The Ukok Princess,’ although due to the lack of weapons in her grave they have concluded that the woman was in fact a healer or a storyteller.  
And now I’m all consumed with curiosity: Who was she? What amazing things did she accomplish? Why these symbols, and what did they mean? Who were the two men alongside her?
The most informative article about it can be found here, although I would completely eat up any other information you guys could find. 


@blackbearmagic

Makes me think of the 5,000-year-old Persian woman they found who was 6 feet tall and had a golden prosthetic eye.

sartorialadventure: captainoftheseaqueen: xcgirl08: shoujofeels: becausetheinternet: A 2500 year old mummy that had some amazing tattoos...

Being Alone, Beard, and Braids: Dwarven Hair Customs Much Like Orcs and Elves, Dwarves have many rules and customs in regards to their hair. Unlike Elves, who believe the act of cutting their hair is shameful, or Orcs who only maintain their hair until battle (an orcish answer to throwing down the gauntlet), a Dwarf will cut or restyle their hair at certain turning points during their life, such as reaching adulthood, marriage, a major victory loss (but not limited to) or on the battlefield, and death. Youth (50 and below) Simple, Free Ribbons -Beard hasn't come in fully No beads -No braids Usually or in a ponytail are popular with the kids worn loose Adulthood (51-200) (loose) Braids allowed Hair is very long if unmarried Beads can be earned -Improper entírely loose at this point ín life to wear hair AURUstETFe Old Age (200+ -Worn up, if long enough if short, ribbons, horsehair, wool, will be used to emulate longer hair etc Important note: the hair of a dwarf can be cut, but the beard gets left alone. Every dwarf grows a beard. If a dwarfling's beard hasnt come in by the time theyre 51, they remain a dwarfling until they grow one <Marriage Anewly married dwarf will cut off their hair in the back to signify commitment. Couples are disallowed from dívorce until both parties have regrown their hair to their shoulders (usually about 2 months). A married dwarf will cap their braids. 00 Victory This celebratory haircstyle is characterised by excessive decoration and braids, to be worn for 2 weeks, upon which the dwarf will add another bead to their everyday attire. < Battlefield Loss/Death of Loved One a Signified by an entirely clipped head of hair, when'a major loss is suffered in life, it's unlucky giving up some of your pride. not to pay it due respect by Death and Burial> A dwarf passingov must have their hair covered so that no beasts or demons see their life experiences. They to be allowed before the gods over into the afterlife on the journey may are said to uncover themselves AubuSE2fe filibusterfrog:dwarven hair customs
Being Alone, Beard, and Braids: Dwarven Hair Customs
 Much Like Orcs and Elves, Dwarves have
 many rules and customs in regards to their
 hair.
 Unlike Elves, who believe the act of cutting
 their hair is shameful, or Orcs who only maintain
 their hair until battle (an orcish answer to
 throwing down the gauntlet), a Dwarf will cut
 or restyle their hair at certain turning points
 during their life, such as
 reaching adulthood, marriage, a major victory
 loss
 (but not limited to)
 or
 on the battlefield, and death.
 Youth (50 and below)
 Simple, Free
 Ribbons
 -Beard hasn't come in
 fully
 No beads
 -No braids
 Usually
 or in a ponytail
 are
 popular
 with the
 kids
 worn loose
 Adulthood (51-200)
 (loose)
 Braids allowed
 Hair is very long
 if unmarried
 Beads can be earned
 -Improper
 entírely loose at this
 point ín life
 to wear hair
 AURUstETFe

 Old Age (200+
 -Worn up, if long
 enough
 if short, ribbons,
 horsehair, wool,
 will be used to
 emulate longer hair
 etc
 Important note: the hair of a dwarf can be cut, but the beard gets left alone.
 Every dwarf grows a beard. If a dwarfling's beard hasnt come in by the time
 theyre 51, they remain a dwarfling until they grow one
 <Marriage
 Anewly married dwarf will cut
 off their hair in the back to signify
 commitment. Couples are
 disallowed from dívorce until both
 parties have regrown their hair to
 their shoulders (usually about 2
 months). A married dwarf will cap
 their braids.
 00
 Victory
 This celebratory haircstyle is
 characterised by excessive decoration
 and braids, to be worn for 2 weeks,
 upon which the dwarf will add another
 bead to their everyday attire.
 < Battlefield Loss/Death of
 Loved One
 a
 Signified by an entirely clipped head of
 hair, when'a major loss is suffered in life,
 it's unlucky
 giving up some of your pride.
 not to pay it due respect by
 Death and Burial>
 A dwarf passingov
 must have their hair covered so that
 no beasts or demons
 see their life experiences. They
 to be allowed
 before the gods
 over into the afterlife
 on the journey may
 are said
 to uncover themselves
 AubuSE2fe
filibusterfrog:dwarven hair customs

filibusterfrog:dwarven hair customs

Money, Bank, and Dollar Store: assoc Heliu Due to the increase in temperature, we will NO LONGER be accepting money $2 carried in your bra. Thanks, P cy le Management ACELL RE Check Adcptance Policy Política de Aceptación de Cheques LE A valid Photo ID is required: valid photo ID is a driver's license, Military ID, or State issued ID. Se requiere un documento de identidad con fotografía valido; documentos de identidad con fotografia válidos son la licencia de EAR r, la tarjeta de identificación militar o una tarjeta emitida conduci Your name and address must be printed on your check por el estado. Su nombre y dirección deben estar impresos en el cheque. El cheque debe girarse hasta por la cantidad de la compra Your check may be written for up to the purchase amount Cuando proporciona un cheque como forma de pago, usted autoriza a cheque para realizar una transferencia Sta When you provide a check as payment, you authorize Certegy to use information from your check to make a one-time electronic funds transfer (EFT) from your account, process the payment as a check transaction, or use a bank draft. If your payment is returned unpaid, you authorize Certegy to collect a Service Charge, via a one-time EFT or using a bank draft drawn on your account. The Service Charge charged will be the maximum allowed by law Certegy a usar la información de eav electrónica de fondos (EFT, por sus siglas en Inglés) por única vez su cuenta, procesar el pago como una transacción de cheque, pago debido a fondos desd bien, usar un giro bancario. Si se devuelve a insuficientes o no cobrados, usted autoriza a Certegy a cobrar un cargo por servicios a través de una EFT por única vez o mediante un giro bancario extraido por su cuenta. El cargo por servicios será el máximo permitido por la ley WE WELCOME YOUR CHECK DOLLAR GENERAL We Sign at my local dollar store
Money, Bank, and Dollar Store: assoc
 Heliu
 Due to the increase
 in temperature,
 we will
 NO LONGER
 be accepting money
 $2
 carried in your bra.
 Thanks,
 P cy le
 Management
 ACELL
 RE
 Check Adcptance Policy
 Política de Aceptación de Cheques
 LE
 A valid Photo ID is required: valid photo ID is a driver's
 license, Military ID, or State issued ID.
 Se requiere un documento de identidad con fotografía valido;
 documentos de identidad con fotografia válidos son la licencia de
 EAR
 r, la tarjeta de identificación militar o una tarjeta emitida
 conduci
 Your name and address must be printed on your check
 por el estado.
 Su nombre y dirección deben estar impresos en el cheque.
 El cheque debe girarse hasta por la cantidad de la compra
 Your check may be written for up to the purchase amount
 Cuando proporciona un cheque como forma de pago, usted autoriza a
 cheque para realizar una transferencia
 Sta
 When you provide a check as payment, you authorize Certegy
 to use information from your check to make a one-time
 electronic funds transfer (EFT) from your account, process the
 payment as a check transaction, or use a bank draft. If your
 payment is returned unpaid, you authorize Certegy to collect a
 Service Charge, via a one-time EFT or using a bank draft drawn
 on your account. The Service Charge charged will be the
 maximum allowed by law
 Certegy a usar la información de
 eav
 electrónica de fondos (EFT, por sus siglas en Inglés) por única vez
 su cuenta, procesar el pago como una transacción de cheque,
 pago debido a fondos
 desd
 bien, usar un giro bancario. Si se devuelve a
 insuficientes o no cobrados, usted autoriza a Certegy a cobrar un cargo
 por servicios a través de una EFT por única vez o mediante un giro
 bancario extraido por su cuenta. El cargo por servicios será el máximo
 permitido por la ley
 WE WELCOME
 YOUR CHECK
 DOLLAR GENERAL
 We
Sign at my local dollar store

Sign at my local dollar store

Alive, Children, and Clothes: MARGORIE MCCALL LIVED ONCE, BURIED TWICE sixpenceee: After succumbing to a fever of some sort in 1705, Irish woman Margorie McCall was hastily buried to prevent the spread of whatever had done her in. Margorie was buried with a valuable ring, which her husband had been unable to remove due to swelling. This made her an even better target for body snatchers, who could cash in on both the corpse and the ring. The evening after Margorie was buried, before the soil had even settled, the grave-robbers showed up and started digging. Unable to pry the ring off the finger, they decided to cut the finger off. As soon as blood was drawn, Margorie awoke from her coma, sat straight up and screamed. The fate of the grave-robbers remains unknown. One story says the men dropped dead on the spot, while another claims they fled and never returned to their chosen profession. Margorie climbed out of the hole and made her way back to her home. Her husband John, a doctor, was at home with the children when he heard a knock at the door. He told the children, “If your mother were still alive, I’d swear that was her knock.” When he opened the door to find his wife standing there, dressed in her burial clothes, blood dripping from her finger but very much alive, he dropped dead to the floor. He was buried in the plot Margorie had vacated. (Source)
Alive, Children, and Clothes: MARGORIE MCCALL
 LIVED ONCE, BURIED TWICE
sixpenceee:

After succumbing to a fever of some sort in 1705, Irish woman Margorie McCall was hastily buried to prevent the spread of whatever had done her in. Margorie was buried with a valuable ring, which her husband had been unable to remove due to swelling. This made her an even better target for body snatchers, who could cash in on both the corpse and the ring.
The evening after Margorie was buried, before the soil had even settled, the grave-robbers showed up and started digging. Unable to pry the ring off the finger, they decided to cut the finger off. As soon as blood was drawn, Margorie awoke from her coma, sat straight up and screamed.
The fate of the grave-robbers remains unknown. One story says the men dropped dead on the spot, while another claims they fled and never returned to their chosen profession.
Margorie climbed out of the hole and made her way back to her home.
Her husband John, a doctor, was at home with the children when he heard a knock at the door. He told the children, “If your mother were still alive, I’d swear that was her knock.”
When he opened the door to find his wife standing there, dressed in her burial clothes, blood dripping from her finger but very much alive, he dropped dead to the floor. He was buried in the plot Margorie had vacated. (Source)

sixpenceee: After succumbing to a fever of some sort in 1705, Irish woman Margorie McCall was hastily buried to prevent the spread of whate...

News, Precious, and Target: OUL vladislava: mylistofthangs: Antique Jewish wedding rings.  These are absolutely gorgeous. Some info: Antique Jewish wedding bands are stellar examples of the artistry of jewelry making. The rings are made of a metal circle, molded to fit the would-be owner, topped with an architectural feature resembling a house. The goldsmith would then engrave something on the exterior of the “house”; engravings were also commonly hidden inside, in which case the “house” – or bezel – would slide open. The engraving would usually read Mazal Tov, or the Hebrew initials M.T. The rings’ houses varied in design from castle-like, to square, round or hexagonal. The structures were representations of either the Holy Temple or synagogues in the diaspora. Large in diameter and heavy due to the architectural features, many of the rings are practically unwearable. Morgan ponders the question as well, saying that there is no conclusive evidence, either in Jewish tradition or in the Christian documentation recording Jewish practices, of such rings ever having been worn. Trading in gold, jewels and precious stones was the trade of choice by wealthy Jewish merchants for hundreds of years. The memoir portrait of Gluckel of Hamlen, the daughter of a gold merchant of those times, depicts a wedding ring embroidered in gold thread, hanging from a necklace, which may have been the way the rings were worn after the wedding ceremony.  Jewish wedding bands are unique and although many of them are magnificent and expensive, none have stones set in them. The rings are devoid of their classical focal point due to a rabbinical ordinance barring setting gemstones in wedding bands, or engraving them with hallmarks – the latter first appearing in the 19th century. Also, Jewish goldsmiths were not allowed to join guilds and mark their creations until circa that time. (via)
News, Precious, and Target: OUL
vladislava:

mylistofthangs:

Antique Jewish wedding rings. 

These are absolutely gorgeous.
Some info:

Antique Jewish wedding bands are stellar examples of the artistry of jewelry making. The rings are made of a metal circle, molded to fit the would-be owner, topped with an architectural feature resembling a house. The goldsmith would then engrave something on the exterior of the “house”; engravings were also commonly hidden inside, in which case the “house” – or bezel – would slide open. The engraving would usually read Mazal Tov, or the Hebrew initials M.T.

The rings’ houses varied in design from castle-like, to square, round or hexagonal. The structures were representations of either the Holy Temple or synagogues in the diaspora.
Large in diameter and heavy due to the architectural features, many of the rings are practically unwearable. Morgan ponders the question as well, saying that there is no conclusive evidence, either in Jewish tradition or in the Christian documentation recording Jewish practices, of such rings ever having been worn.
Trading in gold, jewels and precious stones was the trade of choice by wealthy Jewish merchants for hundreds of years. The memoir portrait of Gluckel of Hamlen, the daughter of a gold merchant of those times, depicts a wedding ring embroidered in gold thread, hanging from a necklace, which may have been the way the rings were worn after the wedding ceremony. 
Jewish wedding bands are unique and although many of them are magnificent and expensive, none have stones set in them. The rings are devoid of their classical focal point due to a rabbinical ordinance barring setting gemstones in wedding bands, or engraving them with hallmarks – the latter first appearing in the 19th century. Also, Jewish goldsmiths were not allowed to join guilds and mark their creations until circa that time. (via)

vladislava: mylistofthangs: Antique Jewish wedding rings.  These are absolutely gorgeous. Some info: Antique Jewish wedding bands are st...

80s, Cute, and Fashion: In the 1970s, Japanese teenage girls developed such excessively cute handwriting that it was banned in schools due to illegibility. なおちゃん ·かようびに ks) (GK34リ Ultrafacts,.tumblr.com deadcatwithaflamethrower: star-anise: imfemalewarrior: imthegingerninja: nerdgul: gayonthemoon1239: rifa: actualbloggerwangyao: alvaroandtheworld: ultrafacts: Source  THE BEGINNINGS OF KAWAII No, no, you have no idea. It actually IS the beginning of the whole so-called “kawaii culture”. And it started because girls started using mechanical pencils, which provided fine handwriting. After being banished (more precisely, during the 80s), this kind of writing started being used in products like magazines and make-up. And, during this time, icons we usually associate with the whole kawaii industry (like the characters from Sanrio) came to life too. And what many people don’t realize is that this subculture was born as a way for young girls to express themselves in their own way. And it was also used as something against the adult life and the traditional culture, often seen as dull and boring and oppressive. By embracing cuteness, these young girls (and adult women, after a while) were showing non-conformation with the current standards. So yep. Kawaii is important, and it all started with cute, simple handwritting a few hearts and cat faces in some girls’ school notebooks 3 !!!!! NO OK THIS IS SO IMPORTANT! This is also how the kawaii fashions started! Girls began dressing in cute and off beat styles for themsleves, they were criticized by adult figures telling them “you’ll never find a husband if you dress that way!” to which they began to reply “Good!” All the Japanese subcultures and fashions that evolved out of this became a rebellion to tradition and the starch gender roles and expectations the adults were forcing on the younger generations. As early as the 70s and still to this day you’ll see an emphasis on child-like fashion and themes in more kawaii styles and the dismissal of the male gaze with styles like lolita (a lot of western people assume lolita is somehow sexual due to the name of the fashion, but ask any Japanese lolita and they will tell you that men hate the style and find it unattractive which is sometimes a large reason they gravitate towards the style - they can express their femininity and individuality while remaining independent and without the pressure to appeal to men) Its so so so important to understand the hyper cute and ‘odd’ fashions of Japanese girls carry such a huge message of feminism and reclaiming of their own lives.    so are you telling me that Japan’s punk phase was really the kawaii phase Kawaii is so goth Metal heads Stan for our sisters in lace I did not know this but I love this form of feminism!  -FemaleWarrior, She/They  Which is why you get bands like BABYMETAL, which toured with Judas Priest for a while, looking like this: Metal heads Stan for our sisters in lace
80s, Cute, and Fashion: In the 1970s, Japanese teenage girls
 developed such excessively cute
 handwriting that it was banned in
 schools due to illegibility.
 なおちゃん
 ·かようびに
 ks) (GK34リ
 Ultrafacts,.tumblr.com
deadcatwithaflamethrower:
star-anise:

imfemalewarrior:

imthegingerninja:

nerdgul:

gayonthemoon1239:

rifa:

actualbloggerwangyao:

alvaroandtheworld:

ultrafacts:

Source 

THE BEGINNINGS OF KAWAII

No, no, you have no idea. It actually IS the beginning of the whole so-called “kawaii culture”. And it started because girls started using mechanical pencils, which provided fine handwriting. After being banished (more precisely, during the 80s), this kind of writing started being used in products like magazines and make-up. And, during this time, icons we usually associate with the whole kawaii industry (like the characters from Sanrio) came to life too.
And what many people don’t realize is that this subculture was born as a way for young girls to express themselves in their own way. And it was also used as something against the adult life and the traditional culture, often seen as dull and boring and oppressive. By embracing cuteness, these young girls (and adult women, after a while) were showing non-conformation with the current standards.
So yep. Kawaii is important, and it all started with cute, simple handwritting a few hearts and cat faces in some girls’ school notebooks 3

!!!!!
NO OK THIS IS SO IMPORTANT!
This is also how the kawaii fashions started! Girls began dressing in cute and off beat styles for themsleves, they were criticized by adult figures telling them “you’ll never find a husband if you dress that way!” to which they began to reply “Good!”
All the Japanese subcultures and fashions that evolved out of this became a rebellion to tradition and the starch gender roles and expectations the adults were forcing on the younger generations. As early as the 70s and still to this day you’ll see an emphasis on child-like fashion and themes in more kawaii styles and the dismissal of the male gaze with styles like lolita (a lot of western people assume lolita is somehow sexual due to the name of the fashion, but ask any Japanese lolita and they will tell you that men hate the style and find it unattractive which is sometimes a large reason they gravitate towards the style - they can express their femininity and individuality while remaining independent and without the pressure to appeal to men)
Its so so so important to understand the hyper cute and ‘odd’ fashions of Japanese girls carry such a huge message of feminism and reclaiming of their own lives.   

so are you telling me that Japan’s punk phase was really the kawaii phase

Kawaii is so goth 


Metal heads Stan for our sisters in lace 

I did not know this but I love this form of feminism! 
-FemaleWarrior, She/They 

Which is why you get bands like BABYMETAL, which toured with Judas Priest for a while, looking like this:


Metal heads Stan for our sisters in lace

deadcatwithaflamethrower: star-anise: imfemalewarrior: imthegingerninja: nerdgul: gayonthemoon1239: rifa: actualbloggerwangyao: alvar...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...