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Fucking, Tumblr, and Work: Brianna Albers @bhalbers me, nonstop: where are the disabled people? why aren't disabled people represented? did you know that disabled people make up 20% of the global population? don't you think it's odd that we are consistently erased from the narrative? where are the disabled people? where are the di cheshireinthemiddle: friendraichu: snails-and-bees: You realize not everything is about you right YOU REALIZE ALMOST NOTHING IS EVER ABOUT US AND THAT’S WHY WE’RE MAD, RIGHT? Actually disabled people are thoroughly reresented. It’s just, similarly to how a black character can just happen to be black, a disabled character can just happen to be disabled. The focus doesnt have to be on them being disabled. Otherwise you would have a bunch of Joe Swansons. Missing limbs, limbs that dont really work, sensory disabilities, hereditary disabilities, mental disorders, etc. actually pretty common. Even lighter disabilities and common ones seen in the elderly are actually well represented. It is just that we are so used to it that we tend not to notice. Which is actually a quality of proper representation. I honestly hadn’t even thought of how many disable characters there are in popular media. Like I’ve never thought of Toph as disabled even though she’s blind. I practically forget that because what’s important is that she’s a fucking badass and my favorite character.
Fucking, Tumblr, and Work: Brianna Albers
 @bhalbers
 me, nonstop: where are the
 disabled people? why aren't
 disabled people represented?
 did you know that disabled
 people make up 20% of the
 global population? don't you
 think it's odd that we are
 consistently erased from the
 narrative? where are the
 disabled people? where are the
 di
cheshireinthemiddle:

friendraichu:

snails-and-bees:

You realize not everything is about you right

YOU REALIZE ALMOST NOTHING IS EVER ABOUT US AND THAT’S WHY WE’RE MAD, RIGHT?

Actually disabled people are thoroughly reresented. It’s just, similarly to how a black character can just happen to be black, a disabled character can just happen to be disabled. The focus doesnt have to be on them being disabled. Otherwise you would have a bunch of Joe Swansons. Missing limbs, limbs that dont really work, sensory disabilities, hereditary disabilities, mental disorders, etc. actually pretty common. Even lighter disabilities and common ones seen in the elderly are actually well represented. It is just that we are so used to it that we tend not to notice. Which is actually a quality of proper representation. 

I honestly hadn’t even thought of how many disable characters there are in popular media. Like I’ve never thought of Toph as disabled even though she’s blind. I practically forget that because what’s important is that she’s a fucking badass and my favorite character.

cheshireinthemiddle: friendraichu: snails-and-bees: You realize not everything is about you right YOU REALIZE ALMOST NOTHING IS EVER ABO...

Family, Iphone, and Tumblr: FOX FOX 5 DC 5 @fox5dc THIS IS AWESOME! Two-year-old Logan Moore needs a walker to get around but his family didn't know if insurance would cover for one, so his local Home Depot found parts to make it themselves. MORE: bit.ly/2YTichw 10:33 AM May 28, 2019 from Washington, DC Twitter Web Client 15.6K Likes 2.6K Retweets Abbi Brown @AbbiSigns To be clear: a disabled child having to use a makeshift walker built out of cheap DIY materials instead of an appropriate walking aid designed and fitted by qualified medical professionals is not awesome. It's a travesty FOX @fox5dc May 28 5 FOX 5 DС THIS IS AWESOME! Two-year-old Logan Moore needs a walker to get around but his family didn't know if insurance would cover for one, so his local Home Depot found parts to make it themselves. MORE: bit.ly/2YTichw 8:49 AM May 29, 2019 Twitter for iPhone 28.5K Likes 8.5K Retweets ladydiscomfortlover: godloveyell: thatpettyblackgirl: Any government or system that wouldn’t give this poor kid a walker for free should be overthrown And assuming that this DIY one is perfectly capable, if an acceptable one can be slapped together with parts found at the local Home Depot, maybe we need to ask why insurance corporations are charging so much for one in the first place. Once we no longer have to support a handful of parasitic billionaires, medical costs would drop greatly. Kill the Rich
Family, Iphone, and Tumblr: FOX
 FOX 5 DC
 5
 @fox5dc
 THIS IS AWESOME! Two-year-old
 Logan Moore needs a walker to get
 around but his family didn't know if
 insurance would cover for one, so his
 local Home Depot found parts to
 make it themselves.
 MORE:
 bit.ly/2YTichw
 10:33 AM May 28, 2019 from Washington, DC Twitter
 Web Client
 15.6K Likes
 2.6K Retweets

 Abbi Brown
 @AbbiSigns
 To be clear: a disabled child having to
 use a makeshift walker built out of
 cheap DIY materials instead of an
 appropriate walking aid designed and
 fitted by qualified medical
 professionals is not awesome. It's a
 travesty
 FOX
 @fox5dc May 28
 5 FOX 5 DС
 THIS IS AWESOME! Two-year-old Logan Moore needs
 a walker to get around but his family didn't know if
 insurance would cover for one, so his local Home
 Depot found parts to make it themselves.
 MORE: bit.ly/2YTichw
 8:49 AM May 29, 2019 Twitter for iPhone
 28.5K Likes
 8.5K Retweets
ladydiscomfortlover:
godloveyell:

thatpettyblackgirl:

Any government or system that wouldn’t give this poor kid a walker for free should be overthrown


And assuming that this DIY one is perfectly capable, if an acceptable one can be slapped together with parts found at the local Home Depot, maybe we need to ask why insurance corporations are charging so much for one in the first place. 
Once we no longer have to support a handful of parasitic billionaires, medical costs would drop greatly. 


Kill the Rich

ladydiscomfortlover: godloveyell: thatpettyblackgirl: Any government or system that wouldn’t give this poor kid a walker for free should b...

College, Community, and Gif: Kara @karawrite On behalf of, I dunno, EVERY FAT KID IN the USA, I'ma go ahead and call BS on the whole bullying creates mass shooters narrative. LGBTQ kids, kids of color, disabled kids, poor kids, girl kids are bullied. Who's doing the shooting? White boys whose parents don't secure their guns 5/22/18, 10:40 PM 39 Retweets 106 Likes shanlad: redmachasacorns: Not a single lie in sight…… Hello, college grad that actually wrote an award winning paper on this topic! Here’s some knowledge I’d like to share: There’s actually been studies as to why it’s usually white kids, a large conclusion amongst the criminology community is that those that often have more privileged lives (white kids in our society’s case) are less adept to dealing with stress and denial. Whereas minorities and others are more likely to cope and function normally despite stressors because of the constant stressors that come from systematic racism and/or other platforms of more limited priviledge. TL;DR: It’s usually a white kid because their privilege incacipated their ability to learn how to handle stress/ denial/ whatever without acting out. The less privileged are done used to the bs and thus typically dont turn to extreme measures as coping mechanisms. EDIT: I had reblogged this and added a link to the paper (which I should’ve done to begin with,) but it’s probably best I just edit my original reblog and add the link (which I also should’ve just done already.) Anyway, it can be found fully sourced here.
College, Community, and Gif: Kara
 @karawrite
 On behalf of, I dunno, EVERY FAT KID
 IN the USA, I'ma go ahead and call BS
 on the whole bullying creates mass
 shooters narrative. LGBTQ kids, kids of
 color, disabled kids, poor kids, girl kids
 are bullied. Who's doing the shooting?
 White boys whose parents don't
 secure their guns
 5/22/18, 10:40 PM
 39 Retweets 106 Likes
shanlad:
redmachasacorns:

Not a single lie in sight……

Hello, college grad that actually wrote an award winning paper on this topic! Here’s some knowledge I’d like to share: There’s actually been studies as to why it’s usually white kids, a large conclusion amongst the criminology community is that those that often have more privileged lives (white kids in our society’s case) are less adept to dealing with stress and denial. Whereas minorities and others are more likely to cope and function normally despite stressors because of the constant stressors that come from systematic racism and/or other platforms of more limited priviledge. 
TL;DR: It’s usually a white kid because their privilege incacipated their ability to learn how to handle stress/ denial/ whatever without acting out. The less privileged are done used to the bs and thus typically dont turn to extreme measures as coping mechanisms. 
EDIT: I had reblogged this and added a link to the paper (which I should’ve done to begin with,) but it’s probably best I just edit my original reblog and add the link (which I also should’ve just done already.)
Anyway, it can be found fully sourced here.

shanlad: redmachasacorns: Not a single lie in sight…… Hello, college grad that actually wrote an award winning paper on this topic! Here’s...

America, Bad, and Children: There is no such thing as an American dream n Europe we try to be civil and have empathy queeranarchism: queerautism: queeranarchism: love-geofffree: designatedheckingadult: queeranarchism: LOL NOPE Europe is racist as fuck. Europe has armed gaurds and high fences on its borders. Europe makes it illegal to rescue refugees at sea. Europe locks up refugee children. Europe has killer cops that shoot teenagers of color. Europe is full of fascist politicians nostalgically fantasizing about ethnic cleansing. Not a day goes by without attacks on Muslims. Fuck Europe. Can confirm. The problem with England (I can’t talk for the rest of Europe) is that our racism and our xenophobia and all our bigoted views manifest in a different way then America, and we use this to claim that it doesn’t exist, even when our country is built on it. We are taught that the British empire was a good thing, and pretty much no one here knows anything about colionisation and our role in most current world problems. But the amount of times that I’ve tried to talk about any issue within England and been shut down with the claim “well we’re not as bad as America”. That’s why the trump protests were so important. We are constantly looking to America to justify our own bigotry. We’ll call America out on their unjust wars, and ignore the fact our own army and government was supporting them. Listen, I like my country- I like that we have a rich history (not that I support it, but heck, everyone likes learning about the Roman Empire, doesn’t mean they think it’s a good thing), I like that we have countrysides and big diverse towns like London, I like that we love fish and chips and curry sauce, I love our old pubs and traditional pub food, I like that we have the NHS (though I dislike how it’s run), I like our sense of dry gallows humour, I like our film and tv industry, I love our history of theatre, I love our myths and legends. But god damn are we historically an awful country, and have we ever tried to make reparations? Our actions are still affecting other countries and ruining life. I don’t like the empire, I don’t like what the monarchy stands for, I don’t like our politicians that spew bigotry and hate, I don’t like our press which are like vultures, I don’t like the power the BBC has to cover-up actual sexual abuse and rape, I hate Katie Hopkins and that she has any platform to spew her hate, I hate Brexit and that it was founded on hate, I hate how we think our lives are more valuable than that of refuges or immigrants, I hate that we don’t think that we are directly or indirectly responsible for a lot of the refugees and asylum seekers that exist today, I hate that we have a system that is actively leading to the deaths of disabled people and that even when investigated by the UN and told to change because we were violating human rights we refused, I hate how we support America’s bigotry and then use their country as a shield when accused of our own bigotry. I hate that we, as a country, are incapable of accepting responsibility and making amends for our terrible actions. Incredibly well put. One of the tricky things is that every European country has their own fictional self image which it keeps repeating to convince itself it’s not a bigoted shithole. In the UK it’s very much focused on being better than the US, being civilized and polite and stylish, while.. ya know… having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. In the Netherlands it’s focused on being ‘tolerant’ and gay-friendly and having semi-legal weed, while.. ya know… having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing.  In Germany it’s focused on having ‘learned from the second world war’ and being ‘better now, while . . ya know… having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. And so on.. every European country considers itself either an underdog or a pioneer or a peak of civilization or small and quirky and of course they all consider themselves so much better than the US while doing all the same racist and bigoted shit everyone else is doing.  https://metro.co.uk/2016/10/27/man-severely-beaten-after-being-told-to-speak-f-english-speaks-out-6218523/ I still remember exactly how it felt to read about this man being brutally asssulted, HIT ON THE FACE WITH A PLANK OF WOOD, in London, a city I lived next to and visited all the time, simple because he was speaking my native language in public. I remember breaking down sobbing because of how many people in this country I love hate me so fucking much for being born somewhere else. IIRC, there was another similar incident on the underground this past April. So tell me more about the supposed lack of xenophobia and racism in Europe These sort of things are sometimes best articulated by people who did not grow up here and suddenly experience it all at once. Pretty much every exchange student of color that I’ve spoken to in the Netherlands has recounted an experience to me that went pretty much like this: Day 1: “Yay! The Netherlands! Country of tolerance and gay rights!” Day 2: “Huh, that person was really friendly to me and did like 15 micro-aggression, that was weird” Day 4: “Waaaaaiiitt… why does this happen constantly? Are people messing with me?  Am I imagining this? Do I just misunderstand their culture? The Netherlands can’t be this racist.” Day 10: “Oh my god, I’m not imagining it, people actually are this racist and they think they’re not! WTF” Day 12: “Holy crap, if I try to point out a micro-aggression people go from super friendly to hyper aggressive screaming in my face in about 5 seconds. And people I thought I could trust jump to their defense. What is this hellscape?” Day 13: “Everything I thought I knew about the Netherlands is wrong. This place is so racist.” Day 14: “Holy crap, is that a primary school teacher in black face?” A Muslim girl was drowned in a river by school bullies and found with bite marks and the police are trying to write it off as her forgetting she couldn’t swim and jumping in the river to cool down? A local fisherman saw it all but was written off as being drunk even though he wasn’t. The school of the girl and the bullies is trying to change it’s name so it will no longer be associated with the incident.The school was Broad Oak Sports College. The river was River Irwell in Bury, Greater Manchester. The girl was Shukri Abdi and she was 12 years old and her and her family recently moved from Somalia. She was the eldest of 5 and her mum is completely distraught, and her uncle has been trying to point out that it wasn’t just a “tragic accident”.Racism still exists in the most horrific forms in the UK.
America, Bad, and Children: There is no such thing as an American
 dream n Europe we try to be civil
 and have empathy
queeranarchism:

queerautism:

queeranarchism:


love-geofffree:

designatedheckingadult:


queeranarchism:

LOL NOPE
Europe is racist as fuck. Europe has armed gaurds and high fences on its borders. Europe makes it illegal to rescue refugees at sea. Europe locks up refugee children. Europe has killer cops that shoot teenagers of color. Europe is full of fascist politicians nostalgically fantasizing about ethnic cleansing. Not a day goes by without attacks on Muslims. 
Fuck Europe.

Can confirm.


The problem with England (I can’t talk for the rest of Europe) is that our racism and our xenophobia and all our bigoted views manifest in a different way then America, and we use this to claim that it doesn’t exist, even when our country is built on it.
We are taught that the British empire was a good thing, and pretty much no one here knows anything about colionisation and our role in most current world problems.
But the amount of times that I’ve tried to talk about any issue within England and been shut down with the claim “well we’re not as bad as America”. 
That’s why the trump protests were so important. We are constantly looking to America to justify our own bigotry. We’ll call America out on their unjust wars, and ignore the fact our own army and government was supporting them.
Listen, I like my country- I like that we have a rich history (not that I support it, but heck, everyone likes learning about the Roman Empire, doesn’t mean they think it’s a good thing), I like that we have countrysides and big diverse towns like London, I like that we love fish and chips and curry sauce, I love our old pubs and traditional pub food, I like that we have the NHS (though I dislike how it’s run), I like our sense of dry gallows humour, I like our film and tv industry, I love our history of theatre, I love our myths and legends.
But god damn are we historically an awful country, and have we ever tried to make reparations? Our actions are still affecting other countries and ruining life. I don’t like the empire, I don’t like what the monarchy stands for, I don’t like our politicians that spew bigotry and hate, I don’t like our press which are like vultures, I don’t like the power the BBC has to cover-up actual sexual abuse and rape, I hate Katie Hopkins and that she has any platform to spew her hate, I hate Brexit and that it was founded on hate, I hate how we think our lives are more valuable than that of refuges or immigrants, I hate that we don’t think that we are directly or indirectly responsible for a lot of the refugees and asylum seekers that exist today, I hate that we have a system that is actively leading to the deaths of disabled people and that even when investigated by the UN and told to change because we were violating human rights we refused, I hate how we support America’s bigotry and then use their country as a shield when accused of our own bigotry. 
I hate that we, as a country, are incapable of accepting responsibility and making amends for our terrible actions. 

Incredibly well put. 
One of the tricky things is that every European country has their own fictional self image which it keeps repeating to convince itself it’s not a bigoted shithole.
In the UK it’s very much focused on being better than the US, being civilized and polite and stylish, while.. ya know… having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
In the Netherlands it’s focused on being ‘tolerant’ and gay-friendly and having semi-legal weed, while.. ya know… 
having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
In Germany it’s focused on having ‘learned from the second world war’ and being ‘better now, while .
. ya know… 



having a lot of blood on its hands and doing all the same racist and bigoted shit everyone else is doing. 
And so on.. every European country considers itself either an underdog or a pioneer or a peak of civilization or small and quirky and of course they all consider themselves so much better than the US while 
doing all the same racist and bigoted shit everyone else is doing. 


https://metro.co.uk/2016/10/27/man-severely-beaten-after-being-told-to-speak-f-english-speaks-out-6218523/
I still remember exactly how it felt to read about this man being brutally asssulted, HIT ON THE FACE WITH A PLANK OF WOOD, in London, a city I lived next to and visited all the time, simple because he was speaking my native language in public. 
I remember breaking down sobbing because of how many people in this country I love hate me so fucking much for being born somewhere else. 
IIRC, there was another similar incident on the underground this past April. 
So tell me more about the supposed lack of xenophobia and racism in Europe


These sort of things are sometimes best articulated by people who did not grow up here and suddenly experience it all at once. Pretty much every exchange student of color that I’ve spoken to in the Netherlands has recounted an experience to me

that went pretty much like this:
Day 1: “Yay! The Netherlands! Country of tolerance and gay rights!”
Day 2: “Huh, that person was really friendly to me and did like 15 micro-aggression, that was weird”
Day 4: “Waaaaaiiitt… why does this happen constantly? Are people messing with me?  Am I imagining this? Do I just misunderstand their culture? The Netherlands can’t be this racist.”
Day 10: “Oh my god, I’m not imagining it, people actually are this racist and they think they’re not! WTF”
Day 12: “Holy crap, if I try to point out a micro-aggression people go from super friendly to hyper aggressive screaming in my face in about 5 seconds. And people I thought I could trust jump to their defense. What is this hellscape?”
Day 13: “Everything I thought I knew about the Netherlands is wrong. This place is so racist.”
Day 14: “Holy crap, is that a primary school teacher in black face?” 

A Muslim girl was drowned in a river by school bullies and found with bite marks and the police are trying to write it off as her forgetting she couldn’t swim and jumping in the river to cool down? A local fisherman saw it all but was written off as being drunk even though he wasn’t. The school of the girl and the bullies is trying to change it’s name so it will no longer be associated with the incident.The school was Broad Oak Sports College. The river was River Irwell in Bury, Greater Manchester. The girl was Shukri Abdi and she was 12 years old and her and her family recently moved from Somalia. She was the eldest of 5 and her mum is completely distraught, and her uncle has been trying to point out that it wasn’t just a “tragic accident”.Racism still exists in the most horrific forms in the UK.

queeranarchism: queerautism: queeranarchism: love-geofffree: designatedheckingadult: queeranarchism: LOL NOPE Europe is racist as fu...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Iphone, and Tumblr: FOX FOX 5 DC 5 @fox5dc THIS IS AWESOME! Two-year-old Logan Moore needs a walker to get around but his family didn't know if insurance would cover for one, so his local Home Depot found parts to make it themselves. MORE: bit.ly/2YTichw 10:33 AM May 28, 2019 from Washington, DC Twitter Web Client 15.6K Likes 2.6K Retweets Abbi Brown @AbbiSigns To be clear: a disabled child having to use a makeshift walker built out of cheap DIY materials instead of an appropriate walking aid designed and fitted by qualified medical professionals is not awesome. It's a travesty FOX @fox5dc May 28 5 FOX 5 DС THIS IS AWESOME! Two-year-old Logan Moore needs a walker to get around but his family didn't know if insurance would cover for one, so his local Home Depot found parts to make it themselves. MORE: bit.ly/2YTichw 8:49 AM May 29, 2019 Twitter for iPhone 28.5K Likes 8.5K Retweets godloveyell: thatpettyblackgirl: Any government or system that wouldn’t give this poor kid a walker for free should be overthrown And assuming that this DIY one is perfectly capable, if an acceptable one can be slapped together with parts found at the local Home Depot, maybe we need to ask why insurance corporations are charging so much for one in the first place. Once we no longer have to support a handful of parasitic billionaires, medical costs would drop greatly.
Family, Iphone, and Tumblr: FOX
 FOX 5 DC
 5
 @fox5dc
 THIS IS AWESOME! Two-year-old
 Logan Moore needs a walker to get
 around but his family didn't know if
 insurance would cover for one, so his
 local Home Depot found parts to
 make it themselves.
 MORE:
 bit.ly/2YTichw
 10:33 AM May 28, 2019 from Washington, DC Twitter
 Web Client
 15.6K Likes
 2.6K Retweets

 Abbi Brown
 @AbbiSigns
 To be clear: a disabled child having to
 use a makeshift walker built out of
 cheap DIY materials instead of an
 appropriate walking aid designed and
 fitted by qualified medical
 professionals is not awesome. It's a
 travesty
 FOX
 @fox5dc May 28
 5 FOX 5 DС
 THIS IS AWESOME! Two-year-old Logan Moore needs
 a walker to get around but his family didn't know if
 insurance would cover for one, so his local Home
 Depot found parts to make it themselves.
 MORE: bit.ly/2YTichw
 8:49 AM May 29, 2019 Twitter for iPhone
 28.5K Likes
 8.5K Retweets
godloveyell:

thatpettyblackgirl:

Any government or system that wouldn’t give this poor kid a walker for free should be overthrown


And assuming that this DIY one is perfectly capable, if an acceptable one can be slapped together with parts found at the local Home Depot, maybe we need to ask why insurance corporations are charging so much for one in the first place. 
Once we no longer have to support a handful of parasitic billionaires, medical costs would drop greatly.

godloveyell: thatpettyblackgirl: Any government or system that wouldn’t give this poor kid a walker for free should be overthrown And as...

Child Support, Community, and Fucking: Chronic Sex @ChronicSexChat Chronic Sex *Psst* Marriage equality doesn't exist anywhere unless disabled people can marry without losing their benefits Pass it orn 5/21/18, 7:03 AM actualmythicalcreature: somecunttookmyurl: tyse-has-unpopular-opinions: juxtapoesition: oistrong: I’m all for fighting for marriage equality in the LGBT community. But we’re so focused on that no one knows about this problem. W…wait Thats a thing???? Yep! The man I refer to as my husband? We aren’t actually married. We can’t be. If I married him, the government would literally expect me to care for him and be his sole source of income. He would lose all of his benefits, including SSDI. Spouses are expected to share income and that effects ALL of his benefits, even his health insurance. We simply can’t afford to be married. But it goes even further than that. If I were disabled, our incomes would STILL be combined, meaning BOTH of us would have our benefits cut. For people reviving supplemental income, their benefits can be cut anywhere from 25% of their current income all the way down to 0% In fact, one of the stipulations of receiving income under the adult disabled child program (which provides benefits for people who were disabled before age 22) is that they LITERALLY never be married. I normally don’t link to blog posts as resources, but since social service resource sites like to dress this problem up and make it seem smaller than it really is, I’m gonna call it appropriate! Check it out! https://www.advocate.com/commentary/2015/06/29/op-ed-why-no-matter-what-i-still-cant-marry-my-girlfriend I’m upset about the situation in case you couldn’t tell. Disabled people in the UK do not have marriage equality. If you so much as LIVE with a partner you lose a massive chunk of income Disabled Canadian chiming in - it’s the same here. I can even be kicked off disability for living with a romantic partner for longer than 6 months because then I’m considered common-law, and said partners income is deducted dollar for dollar from my benefits. Things like alimony, spousal support, and child support are also deducted dollar for dollar from my benefits - so you also get in shit for having previous relationships. If I have a roommate, they can request I PROVE that I’m not in a relationship with them by getting character references to swear it. Essentially, anyone whose unlucky enough to love me, is considered my financial caretaker. It fucking sucks.
Child Support, Community, and Fucking: Chronic Sex
 @ChronicSexChat
 Chronic Sex
 *Psst*
 Marriage equality doesn't exist
 anywhere unless disabled people can
 marry without losing their benefits
 Pass it orn
 5/21/18, 7:03 AM
actualmythicalcreature:
somecunttookmyurl:


tyse-has-unpopular-opinions:

juxtapoesition:


oistrong:
I’m all for fighting for marriage equality in the LGBT community. But we’re so focused on that no one knows about this problem.

W…wait Thats a thing????


Yep! The man I refer to as my husband? We aren’t actually married. We can’t be. 
If I married him, the government would literally expect me to care for him and be his sole source of income. He would lose all of his benefits, including SSDI. Spouses are expected to share income and that effects ALL of his benefits, even his health insurance. We simply can’t afford to be married. 
But it goes even further than that. If I were disabled, our incomes would STILL be combined, meaning BOTH of us would have our benefits cut. 
For people reviving supplemental income, their benefits can be cut anywhere from 25% of their current income all the way down to 0%
In fact, one of the stipulations of receiving income under the adult disabled child program (which provides benefits for people who were disabled before age 22) is that they LITERALLY never be married. 
I normally don’t link to blog posts as resources, but since social service resource sites like to dress this problem up and make it seem smaller than it really is, I’m gonna call it appropriate! Check it out!
https://www.advocate.com/commentary/2015/06/29/op-ed-why-no-matter-what-i-still-cant-marry-my-girlfriend
I’m upset about the situation in case you couldn’t tell. 


Disabled people in the UK do not have marriage equality.

If you so much as LIVE with a partner you lose a massive chunk of income 


Disabled Canadian chiming in - it’s the same here. I can even be kicked off disability for living with a romantic partner for longer than 6 months because then I’m considered common-law, and said partners income is deducted dollar for dollar from my benefits. Things like alimony, spousal support, and child support are also deducted dollar for dollar from my benefits - so you also get in shit for having previous relationships. If I have a roommate, they can request I PROVE that I’m not in a relationship with them by getting character references to swear it. Essentially, anyone whose unlucky enough to love me, is considered my financial caretaker. It fucking sucks.

actualmythicalcreature: somecunttookmyurl: tyse-has-unpopular-opinions: juxtapoesition: oistrong: I’m all for fighting for marriage equ...