Observative
Observative

Observative

Capitalization
Capitalization

Capitalization

Tourist
Tourist

Tourist

squirrels
 squirrels

squirrels

my boss
 my boss

my boss

systematic
systematic

systematic

their
their

their

overly
overly

overly

comming
comming

comming

dogged
dogged

dogged

🔥 | Latest

Cars, Iphone, and Life: georgia @georgiaanais_ that's a vegan salad, there's reusable water bottles, unpackaged fruit, and she's travelling by train which produce 80% less greenhouse gas emmissions than cars, the only travel more environmentally friendly is walking cycling but you carry on or bullying a 16 year old xxxх Pocketrocket @pocket_rocket96 19h Oh she looks so frightened about the immediate climate catastrophe. As she sits there on a train, surrounded by plastic containers and processed foods. A picture paints a thousand words. This tells you she knows nothing about what she speaks of. nLimpan SALAT VEGANSK 12:23 PM Sep 25, 2019 Twitter for iPhone 73.1K Retweets 300K Likes georgia Replying to @georgiaanais_ @georgiaanais_ 12h nobody in this world is perfect and of course she will have to use one use plastic where there is no alternative, we don't all have to completely change our lives but little changes are still changes!!! if ur not vegan but use a reusable bottle that's ok!! every little helps x 12 L541 6.1K holisticfansstuff: a-can-of-mountain-jew: thebisquid: itshardtoactnormal: I can’t believe people are mad about a 16-year-old girl wanting the earth to get better Also - What is she supposed to do, motherfucker? Teleport?? Spontaneously develop the ability to fly unaided? Not to mention the fact that THERE IS NO ETHICAL CONSUMPTION UNDER CAPITALISM It doesn’t matter how committed you are to fixing the climate you still have to fuckin eat Corporations do more harm in one hour than any singular human could do in their whole life.
Cars, Iphone, and Life: georgia
 @georgiaanais_
 that's a vegan salad, there's reusable
 water bottles, unpackaged fruit, and
 she's travelling by train which produce
 80% less greenhouse gas emmissions
 than cars, the only travel more
 environmentally friendly is walking
 cycling but you carry on
 or
 bullying a 16
 year old xxxх
 Pocketrocket @pocket_rocket96 19h
 Oh she looks so
 frightened about the immediate climate
 catastrophe. As she sits there on a train, surrounded by
 plastic containers and processed foods. A picture
 paints a thousand words. This tells you she knows
 nothing about what she speaks of.
 nLimpan
 SALAT
 VEGANSK
 12:23 PM Sep 25, 2019 Twitter for iPhone
 73.1K Retweets
 300K Likes

 georgia
 Replying to @georgiaanais_
 @georgiaanais_ 12h
 nobody in this world is perfect and of course she
 will have to use one use plastic where there is no
 alternative, we don't all have to completely change
 our lives but little changes are still changes!!! if ur
 not vegan but use a reusable bottle that's ok!!
 every little helps x
 12
 L541
 6.1K
holisticfansstuff:

a-can-of-mountain-jew:

thebisquid:

itshardtoactnormal:
I can’t believe people are mad about a 16-year-old girl

 wanting the earth to get better

Also -
What is she supposed to do, motherfucker? Teleport?? Spontaneously develop the ability to fly unaided? 
Not to mention the fact that THERE IS NO ETHICAL CONSUMPTION UNDER CAPITALISM
It doesn’t matter how committed you are to fixing the climate you still have to fuckin eat


Corporations do more harm in one hour than any singular human could do in their whole life.

holisticfansstuff: a-can-of-mountain-jew: thebisquid: itshardtoactnormal: I can’t believe people are mad about a 16-year-old girl wanti...

Cars, Iphone, and Life: georgia @georgiaanais_ that's a vegan salad, there's reusable water bottles, unpackaged fruit, and she's travelling by train which produce 80% less greenhouse gas emmissions than cars, the only travel more environmentally friendly is walking cycling but you carry on or bullying a 16 year old xxxх Pocketrocket @pocket_rocket96 19h Oh she looks so frightened about the immediate climate catastrophe. As she sits there on a train, surrounded by plastic containers and processed foods. A picture paints a thousand words. This tells you she knows nothing about what she speaks of. nLimpan SALAT VEGANSK 12:23 PM Sep 25, 2019 Twitter for iPhone 73.1K Retweets 300K Likes georgia Replying to @georgiaanais_ @georgiaanais_ 12h nobody in this world is perfect and of course she will have to use one use plastic where there is no alternative, we don't all have to completely change our lives but little changes are still changes!!! if ur not vegan but use a reusable bottle that's ok!! every little helps x 12 L541 6.1K n-trance: a-can-of-mountain-jew: thebisquid: itshardtoactnormal: I can’t believe people are mad about a 16-year-old girl wanting the earth to get better Also - What is she supposed to do, motherfucker? Teleport?? Spontaneously develop the ability to fly unaided? Not to mention the fact that THERE IS NO ETHICAL CONSUMPTION UNDER CAPITALISM It doesn’t matter how committed you are to fixing the climate you still have to fuckin eat Corporations do more harm in one hour than any singular human could do in their whole life.
Cars, Iphone, and Life: georgia
 @georgiaanais_
 that's a vegan salad, there's reusable
 water bottles, unpackaged fruit, and
 she's travelling by train which produce
 80% less greenhouse gas emmissions
 than cars, the only travel more
 environmentally friendly is walking
 cycling but you carry on
 or
 bullying a 16
 year old xxxх
 Pocketrocket @pocket_rocket96 19h
 Oh she looks so
 frightened about the immediate climate
 catastrophe. As she sits there on a train, surrounded by
 plastic containers and processed foods. A picture
 paints a thousand words. This tells you she knows
 nothing about what she speaks of.
 nLimpan
 SALAT
 VEGANSK
 12:23 PM Sep 25, 2019 Twitter for iPhone
 73.1K Retweets
 300K Likes

 georgia
 Replying to @georgiaanais_
 @georgiaanais_ 12h
 nobody in this world is perfect and of course she
 will have to use one use plastic where there is no
 alternative, we don't all have to completely change
 our lives but little changes are still changes!!! if ur
 not vegan but use a reusable bottle that's ok!!
 every little helps x
 12
 L541
 6.1K
n-trance:
a-can-of-mountain-jew:

thebisquid:

itshardtoactnormal:
I can’t believe people are mad about a 16-year-old girl

 wanting the earth to get better

Also -
What is she supposed to do, motherfucker? Teleport?? Spontaneously develop the ability to fly unaided? 
Not to mention the fact that THERE IS NO ETHICAL CONSUMPTION UNDER CAPITALISM
It doesn’t matter how committed you are to fixing the climate you still have to fuckin eat


Corporations do more harm in one hour than any singular human could do in their whole life.

n-trance: a-can-of-mountain-jew: thebisquid: itshardtoactnormal: I can’t believe people are mad about a 16-year-old girl wanting the ear...

Cars, Iphone, and Life: georgia @georgiaanais_ that's a vegan salad, there's reusable water bottles, unpackaged fruit, and she's travelling by train which produce 80% less greenhouse gas emmissions than cars, the only travel more environmentally friendly is walking cycling but you carry on or bullying a 16 year old xxxх Pocketrocket @pocket_rocket96 19h Oh she looks so frightened about the immediate climate catastrophe. As she sits there on a train, surrounded by plastic containers and processed foods. A picture paints a thousand words. This tells you she knows nothing about what she speaks of. nLimpan SALAT VEGANSK 12:23 PM Sep 25, 2019 Twitter for iPhone 73.1K Retweets 300K Likes georgia Replying to @georgiaanais_ @georgiaanais_ 12h nobody in this world is perfect and of course she will have to use one use plastic where there is no alternative, we don't all have to completely change our lives but little changes are still changes!!! if ur not vegan but use a reusable bottle that's ok!! every little helps x 12 L541 6.1K the-musical-cc: leauxevol: itshardtoactnormal: a-can-of-mountain-jew: thebisquid: itshardtoactnormal: I can’t believe people are mad about a 16-year-old girl wanting the earth to get better Also - What is she supposed to do, motherfucker? Teleport?? Spontaneously develop the ability to fly unaided? Not to mention the fact that THERE IS NO ETHICAL CONSUMPTION UNDER CAPITALISM It doesn’t matter how committed you are to fixing the climate you still have to fuckin eat Corporations do more harm in one hour than any singular human could do in their whole life. You’re damn right. Teleport I see so much hate for her in FB and it’s incredibly telling about someone that they react like this to being told they have to start caring.
Cars, Iphone, and Life: georgia
 @georgiaanais_
 that's a vegan salad, there's reusable
 water bottles, unpackaged fruit, and
 she's travelling by train which produce
 80% less greenhouse gas emmissions
 than cars, the only travel more
 environmentally friendly is walking
 cycling but you carry on
 or
 bullying a 16
 year old xxxх
 Pocketrocket @pocket_rocket96 19h
 Oh she looks so
 frightened about the immediate climate
 catastrophe. As she sits there on a train, surrounded by
 plastic containers and processed foods. A picture
 paints a thousand words. This tells you she knows
 nothing about what she speaks of.
 nLimpan
 SALAT
 VEGANSK
 12:23 PM Sep 25, 2019 Twitter for iPhone
 73.1K Retweets
 300K Likes

 georgia
 Replying to @georgiaanais_
 @georgiaanais_ 12h
 nobody in this world is perfect and of course she
 will have to use one use plastic where there is no
 alternative, we don't all have to completely change
 our lives but little changes are still changes!!! if ur
 not vegan but use a reusable bottle that's ok!!
 every little helps x
 12
 L541
 6.1K
the-musical-cc:
leauxevol:

itshardtoactnormal:


a-can-of-mountain-jew:

thebisquid:

itshardtoactnormal:
I can’t believe people are mad about a 16-year-old girl

 wanting the earth to get better

Also -
What is she supposed to do, motherfucker? Teleport?? Spontaneously develop the ability to fly unaided? 
Not to mention the fact that THERE IS NO ETHICAL CONSUMPTION UNDER CAPITALISM
It doesn’t matter how committed you are to fixing the climate you still have to fuckin eat


Corporations do more harm in one hour than any singular human could do in their whole life. 

You’re damn right.


Teleport 

I see so much hate for her in FB and it’s incredibly telling about someone that they react like this to being told they have to start caring.

the-musical-cc: leauxevol: itshardtoactnormal: a-can-of-mountain-jew: thebisquid: itshardtoactnormal: I can’t believe people are mad ab...

Android, Church, and Life: KEA @KEA_HGA How can this be explained? Same location. Same destination. Same account. Different phones. Different prices l45% 14:24 ae 1 90%+ 14:24 hITArtelTigo Madina University of Ghana, Legon Haatso My location > N4 6 6 MIN My Location Taifa min EAST L Kotoka InternaHonal Arport N1 NI AYAWASO Lapaz Accra Accra osu NIMA CANTONMENTS Rev. Lartey Adotey Apostolic Church> G NORTH AIDGE LABADI Bolt Comfort ST AIDGE OSU GHC 21 GHO 23 Rev, Lartey Adotey Apostolic Church > GHC 25 G 16 MIN 6 MIN Bolt Comfort Cash -GHC 2 PROMO GHC 24 GHC 28 GHC 26 16 MIN 6 MIN SELECT BOLT Cash GHC 2 PROMO SELECT BOLT O Doxologist @Prestige_T The phone on the left has lower battery than the phone on the right. Bolt, Uber, etc raise their prices relative to your battery level (yes, they can do that and they do). KEA @KEA_HGA Sep 17 How can this be explained? Same location. Same destination. Same account. Different phones. Different prices. sotoke nteraa Accra Acgrs Rev Lartey Adetoy Apestolc Church Bolt Comfort GHE 21 RLarty AeteyApestole Church l6 MIN 6 MIN Bolt Confort Cash OHt 2 ROMO GHE 24 GHE 6 MIND SELECT BOLT Cash eRO SELECT BOLT 10:10 PM Sep 18, 2019 Twitter for Android Doxologist @Prestige T Just for some proof. independent.co.uk/life-style/gad.. Uber tried to BS themselves by saying they don't use battery level to make fares more expensive (which back then they di..), but also said "it's a strong predictor" on surge sensitivity - showing they actively collect and use it. BER Uber knows when your phone is about to die Uber knows when the battery on your phone is running low - and that you are more likely to pay higher "surge" prices for a car as a result. The taxi-hailing app.. independent.co.uk 3:58 PM Sep 19, 2019 Twitter for Android uncommonbish: https://www.independent.co.uk/life-style/gadgets-and-tech/news/uber-knows-when-your-phone-is-about-to-run-out-of-battery-a7042416.html ?? Capitalism ??  wants ??  to ?? fuck ?? you ?? all  ?? the ??  time. ??
Android, Church, and Life: KEA
 @KEA_HGA
 How can this be explained? Same location. Same
 destination. Same account. Different phones. Different
 prices

 l45%
 14:24
 ae 1 90%+
 14:24
 hITArtelTigo
 Madina
 University of
 Ghana, Legon
 Haatso
 My location >
 N4 6
 6 MIN
 My Location
 Taifa
 min
 EAST L
 Kotoka
 InternaHonal
 Arport
 N1
 NI
 AYAWASO
 Lapaz
 Accra
 Accra
 osu
 NIMA
 CANTONMENTS
 Rev. Lartey Adotey Apostolic Church>
 G
 NORTH AIDGE
 LABADI
 Bolt
 Comfort
 ST AIDGE
 OSU
 GHC 21
 GHO 23
 Rev, Lartey Adotey Apostolic Church >
 GHC 25
 G
 16 MIN
 6 MIN
 Bolt
 Comfort
 Cash
 -GHC 2 PROMO
 GHC 24
 GHC 28
 GHC 26
 16 MIN
 6 MIN
 SELECT BOLT
 Cash
 GHC 2 PROMO
 SELECT BOLT
 O

 Doxologist
 @Prestige_T
 The phone on the left has lower battery than the phone
 on the right. Bolt, Uber, etc raise their prices relative to
 your battery level (yes, they can do that and they do).
 KEA @KEA_HGA Sep 17
 How can this be explained? Same location. Same destination. Same account.
 Different phones. Different prices.
 sotoke
 nteraa
 Accra
 Acgrs
 Rev Lartey Adetoy Apestolc Church
 Bolt
 Comfort
 GHE 21
 RLarty AeteyApestole Church
 l6 MIN
 6 MIN
 Bolt
 Confort
 Cash
 OHt 2 ROMO
 GHE 24
 GHE
 6 MIND
 SELECT BOLT
 Cash
 eRO
 SELECT BOLT
 10:10 PM Sep 18, 2019 Twitter for Android

 Doxologist
 @Prestige T
 Just for some proof. independent.co.uk/life-style/gad..
 Uber tried to BS themselves by saying they don't use
 battery level to make fares more expensive (which back
 then they di..), but also said "it's a strong predictor"
 on surge sensitivity - showing they actively collect and
 use it.
 BER
 Uber knows when your phone is about to die
 Uber knows when the battery on your phone is running low - and that you are
 more likely to pay higher "surge" prices for a car as a result. The taxi-hailing app..
 independent.co.uk
 3:58 PM Sep 19, 2019 Twitter for Android
uncommonbish:
https://www.independent.co.uk/life-style/gadgets-and-tech/news/uber-knows-when-your-phone-is-about-to-run-out-of-battery-a7042416.html
??

Capitalism
??  wants 
?? 

to
??

 fuck 
??

you
??

 all 
??

 the 
?? 

time.
??

uncommonbish: https://www.independent.co.uk/life-style/gadgets-and-tech/news/uber-knows-when-your-phone-is-about-to-run-out-of-battery-a7042...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...