Opened
Opened

Opened

Buy
Buy

Buy

When The
When The

When The

The
The

The

When
When

When

Wonned
Wonned

Wonned

Lustly
Lustly

Lustly

Hungry Now
Hungry Now

Hungry Now

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buffet: You a whole buffet
buffet: You a whole buffet

You a whole buffet

buffet: Her bio said “lady in the street, freak at the buffet”
buffet: Her bio said “lady in the street, freak at the buffet”

Her bio said “lady in the street, freak at the buffet”

buffet: 2:50 1 ull LTE Today 10:32 AM This is such a weird thing to do. Don't take it as an insult. It's a big compliment actually. I really liked you a lot and I think you are really cute and sweet and funny. So I want to set you up with my good friend if you would be ok with that. I just think you two would have more in common than we do. She likes heavy metal music and she's a nerd and she's shy and beautiful and funny. She's religious though and that's a deal breaker for her if you aren't religious. So two questions, would you want to meet her? And are you religious? Today 11:18 AM I'm super flattered, but l'm very much not religious and totally respect that being a deal breaker. As curious as l'd be to meet her, since that is a deal breaker it's a moot point! I also enjoyed our date last night, you seem like an interesting and attractive woman. But I think there was just a certain chemistry missing, and l'd like to give you the opportunity to find a guy who's a better match for you. Hahaha You're so wonderful! Omg. I'm going to talk to my friend. The entire date I was thinking that you are perfect for her. You two have the same energy. Ugh. Yeah. Religion is a deal breaker for her. You are so nice though! That is the absolute sweetest way anyone has ever turned me down. I wish I had more single female friends to set you up with because you are so sweet and awesome. I would give you 5 stars if I could rate you on here. Hahaha. Sent Aww, you're too sweet. The feeling is mutual. I absolutely wish you and your friend the best of luck with navigating the buffet of guys you both undoubtedly have as options. Like I said, you seem like an amazing girl, just maybe not the amazing girl for me! Send Type a message GIF Stitch It! The most wholesome way that I have ever been turned down
buffet: 2:50 1
 ull LTE
 Today 10:32 AM
 This is such a weird thing to do. Don't
 take it as an insult. It's a big
 compliment actually. I really liked you a
 lot and I think you are really cute and
 sweet and funny. So I want to set you
 up with my good friend if you would be
 ok with that. I just think you two would
 have more in common than we do. She
 likes heavy metal music and she's a
 nerd and she's shy and beautiful and
 funny.
 She's religious though and that's a deal
 breaker for her if you aren't religious.
 So two questions, would you want to
 meet her? And are you religious?
 Today 11:18 AM
 I'm super flattered, but l'm very much
 not religious and totally respect that
 being a deal breaker.
 As curious as l'd be to meet her, since
 that is a deal breaker it's a moot point!
 I also enjoyed our date last night, you
 seem like an interesting and attractive
 woman. But I think there was just a
 certain chemistry missing, and l'd like
 to give you the opportunity to find a
 guy who's a better match for you.
 Hahaha
 You're so wonderful! Omg. I'm going to
 talk to my friend. The entire date I was
 thinking that you are perfect for her.
 You two have the same energy.
 Ugh. Yeah. Religion is a deal breaker
 for her. You are so nice though! That is
 the absolute sweetest way anyone has
 ever turned me down. I wish I had more
 single female friends to set you up with
 because you are so sweet and
 awesome.
 I would give you 5 stars if I could rate
 you on here. Hahaha.
 Sent
 Aww, you're too sweet. The feeling is
 mutual. I absolutely wish you and your
 friend the best of luck with navigating
 the buffet of guys you both
 undoubtedly have as options. Like I
 said, you seem like an amazing girl, just
 maybe not the amazing girl for me!
 Send
 Type a message
 GIF
 Stitch It!
The most wholesome way that I have ever been turned down

The most wholesome way that I have ever been turned down

buffet: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
buffet: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

buffet: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
buffet: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

buffet: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
buffet: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

buffet: ST 15 15 mrevaunit42: starafterdeath: schi-walker-locked: a-small-bowl-of-noodles: kakaphoe: of-another-broken-heart: kakaphoe: asymbina: iamsapphirecrimsonclaw: bluesey-182: captaindeadpoet: hiringdreamers: ezurad: commandtower-solring-go: kayas-wife: chandra-nalaar: viralthings: The more you look at this picture, the more anxious it becomes. this is just a normal waffle house there is a bloody handprint on the door There is somethung under the counter with the cups Blind man reading news paperSkull in the coffee Milk is $15 Lady’s hand is a tentacle the bleeding pie, the eyeball and fingers on the blind man’s plate… I was trying to find something nobody else had seen yet, when I realized… Look right above the tentacle arm. The second man at the buffet, what the hell is he doing? He’s either throwing up or eating an octopus. I think his face is just tentacles. The blind man has gills. Scariest detail: this image was ripped from the creator’s site and vandalized (edited to remove the watermark), then reuploaded for viral fame without so much as a mention of the artist’s name. SOURCE: http://jeffleejohnson.deviantart.com/art/Blue-Plate-Special-661961724 That said, the earlier observation about milk being $15 is off - artist confirms this is based on a 1920’s diner, so the price would be in cents. (http://comments.deviantart.com/1/661961724/4375070065)The table under the journal is lacquered with ants. The person holding the skull-creamed coffee paints the underside of their nails. Either that or their natural nails grow red.The journal’s writing, intentionally made hard to read and partially obscured, is somewhat of a cheat to all the things amiss in the scene. (http://comments.deviantart.com/1/661961724/4372574544) I can make out: “… and eyeball … have to think he is less strange than the horrifying creature that seems to have inhabited the cabinet behind him … all tentacles and teeth … (obscured by cup) … Where in the world can be found such nightmares?!” Reblogging for the correct source (I didn’t even notice the OP wasn’t the artist oops). There’s a second one, and there’s even more in this AAAHH, cool, but AAAAAHHHH Just a regular morning in Innsmouth. Passing your perception checks isn’t always a great idea
buffet: ST
 15
 15
mrevaunit42:

starafterdeath:

schi-walker-locked:

a-small-bowl-of-noodles:

kakaphoe:

of-another-broken-heart:

kakaphoe:

asymbina:

iamsapphirecrimsonclaw:

bluesey-182:

captaindeadpoet:

hiringdreamers:


ezurad:


commandtower-solring-go:


kayas-wife:


chandra-nalaar:

viralthings:
The more you look at this picture, the more anxious it becomes.
this is just a normal waffle house

there is a bloody handprint on the door


There is somethung under the counter with the cups


Blind man reading news paperSkull in the coffee


Milk is $15


Lady’s hand is a tentacle


the bleeding pie, the eyeball and fingers on the blind man’s plate…

I was trying to find something nobody else had seen yet, when I realized…
Look right above the tentacle arm. The second man at the buffet, what the hell is he doing? He’s either throwing up or eating an octopus.

I think his face is just tentacles.

The blind man has gills.

Scariest detail: this image was ripped from the creator’s site and vandalized (edited to remove the watermark), then reuploaded for viral fame without so much as a mention of the artist’s name. SOURCE: http://jeffleejohnson.deviantart.com/art/Blue-Plate-Special-661961724 That said, the earlier observation about milk being $15 is off - artist confirms this is based on a 1920’s diner, so the price would be in cents. (http://comments.deviantart.com/1/661961724/4375070065)The table under the journal is lacquered with ants. The person holding the skull-creamed coffee paints the underside of their nails. Either that or their natural nails grow red.The journal’s writing, intentionally made hard to read and partially obscured, is somewhat of a cheat to all the things amiss in the scene. (http://comments.deviantart.com/1/661961724/4372574544) I can make out: “… and eyeball … have to think he is less strange than the horrifying creature that seems to have inhabited the cabinet behind him … all tentacles and teeth … (obscured by cup) … Where in the world can be found such nightmares?!”

Reblogging for the correct source (I didn’t even notice the OP wasn’t the artist oops).


There’s a second one, and there’s even more in this 


AAAHH, cool, but AAAAAHHHH



Just a regular morning in Innsmouth.


Passing your perception checks isn’t always a great idea

mrevaunit42: starafterdeath: schi-walker-locked: a-small-bowl-of-noodles: kakaphoe: of-another-broken-heart: kakaphoe: asymbina:...

buffet: ST 15 15 starafterdeath: schi-walker-locked: a-small-bowl-of-noodles: kakaphoe: of-another-broken-heart: kakaphoe: asymbina: iamsapphirecrimsonclaw: bluesey-182: captaindeadpoet: hiringdreamers: ezurad: commandtower-solring-go: kayas-wife: chandra-nalaar: viralthings: The more you look at this picture, the more anxious it becomes. this is just a normal waffle house there is a bloody handprint on the door There is somethung under the counter with the cups Blind man reading news paperSkull in the coffee Milk is $15 Lady’s hand is a tentacle the bleeding pie, the eyeball and fingers on the blind man’s plate… I was trying to find something nobody else had seen yet, when I realized… Look right above the tentacle arm. The second man at the buffet, what the hell is he doing? He’s either throwing up or eating an octopus. I think his face is just tentacles. The blind man has gills. Scariest detail: this image was ripped from the creator’s site and vandalized (edited to remove the watermark), then reuploaded for viral fame without so much as a mention of the artist’s name. SOURCE: http://jeffleejohnson.deviantart.com/art/Blue-Plate-Special-661961724 That said, the earlier observation about milk being $15 is off - artist confirms this is based on a 1920’s diner, so the price would be in cents. (http://comments.deviantart.com/1/661961724/4375070065)The table under the journal is lacquered with ants. The person holding the skull-creamed coffee paints the underside of their nails. Either that or their natural nails grow red.The journal’s writing, intentionally made hard to read and partially obscured, is somewhat of a cheat to all the things amiss in the scene. (http://comments.deviantart.com/1/661961724/4372574544) I can make out: “… and eyeball … have to think he is less strange than the horrifying creature that seems to have inhabited the cabinet behind him … all tentacles and teeth … (obscured by cup) … Where in the world can be found such nightmares?!” Reblogging for the correct source (I didn’t even notice the OP wasn’t the artist oops). There’s a second one, and there’s even more in this AAAHH, cool, but AAAAAHHHH Just a regular morning in Innsmouth.
buffet: ST
 15
 15
starafterdeath:

schi-walker-locked:

a-small-bowl-of-noodles:

kakaphoe:

of-another-broken-heart:

kakaphoe:

asymbina:

iamsapphirecrimsonclaw:

bluesey-182:

captaindeadpoet:

hiringdreamers:


ezurad:


commandtower-solring-go:


kayas-wife:


chandra-nalaar:

viralthings:
The more you look at this picture, the more anxious it becomes.
this is just a normal waffle house

there is a bloody handprint on the door


There is somethung under the counter with the cups


Blind man reading news paperSkull in the coffee


Milk is $15


Lady’s hand is a tentacle


the bleeding pie, the eyeball and fingers on the blind man’s plate…

I was trying to find something nobody else had seen yet, when I realized…
Look right above the tentacle arm. The second man at the buffet, what the hell is he doing? He’s either throwing up or eating an octopus.

I think his face is just tentacles.

The blind man has gills.

Scariest detail: this image was ripped from the creator’s site and vandalized (edited to remove the watermark), then reuploaded for viral fame without so much as a mention of the artist’s name. SOURCE: http://jeffleejohnson.deviantart.com/art/Blue-Plate-Special-661961724 That said, the earlier observation about milk being $15 is off - artist confirms this is based on a 1920’s diner, so the price would be in cents. (http://comments.deviantart.com/1/661961724/4375070065)The table under the journal is lacquered with ants. The person holding the skull-creamed coffee paints the underside of their nails. Either that or their natural nails grow red.The journal’s writing, intentionally made hard to read and partially obscured, is somewhat of a cheat to all the things amiss in the scene. (http://comments.deviantart.com/1/661961724/4372574544) I can make out: “… and eyeball … have to think he is less strange than the horrifying creature that seems to have inhabited the cabinet behind him … all tentacles and teeth … (obscured by cup) … Where in the world can be found such nightmares?!”

Reblogging for the correct source (I didn’t even notice the OP wasn’t the artist oops).


There’s a second one, and there’s even more in this 


AAAHH, cool, but AAAAAHHHH



Just a regular morning in Innsmouth.

starafterdeath: schi-walker-locked: a-small-bowl-of-noodles: kakaphoe: of-another-broken-heart: kakaphoe: asymbina: iamsapphirecri...

buffet: goddamnshinyrock: why-animals-do-the-thing: wolfforce58205: zooophagous: caong: zooophagous: theexoticvet: Tick season is already in full swing and it’s going to be one of the worst years for ticks and lyme disease. Make sure your pets are on flea/tick/heartworm prevention and get your dogs vaccinated against lyme! The sun is shining and the grass is green in minnesota today, what a lovely beginning to the impending TICKPOCALYPSE Remember to cover yourselves appropriately if you’re going places with lots of wildlife! Ticks are dangerous for people as well as pets! I’ve always heard to avoid long pants because ticks are easier to notice and remove when they try to climb a bare leg, but I think it’s a matter of preference tbh. What you really need is to use a good repellant made for use in tick heavy areas. I’m not talking citronella essential oils, I mean a real repellant like Deep woods OFF that uses DDT. Spray it on your shoes and inside your shoes. You would be surprised how many ticks start in your socks and work their way up. I have had waaaaaay fewer guests on me after spraying my shoes as well as my legs. If you want to get REALLY serious you can treat your hiking gear in permethrin, or get permethrin treated exercise gear. It’s a very potent, effective substance that kills ticks and other parasites on contact. It’s present in some flea and tick treatments for dogs. But the kicker is, permethrin is also VERY toxic to cats, so if you have a cat and you feel like you need permethrin treated gear, you MUST keep the gear where kitty can’t get it. Friendly reminder to stock up on tick meds for your pets, and repellent for yourself! This year is going to be a BAD one. ALWAYS check yourself after a hike, or any trip outside. Wear bright clothes so it’s easier to see ticks on you, and make sure to do a full-body check when you’re done. This includes checking your hair line and under waistbands or underwear (last tick I found on me was on my butt, and I had been hiking with pants and a long shirt on…trust me, check under your underwear). Remove ticks as soon as you find them, and keep them in a small container or bag (heads completely squished) for identification purposes just in case your bite looks iffy later on. Clean the bite site thoroughly. Be on the look out for any flu-like symptoms, rashes, or red rings around the bite site like a bulls-eye (note: a slight red ring right afterward is normal, see below for what “bad” looks like). Usually if you get a tick off in the first 24 hours you’ll be ok, so long as you didn’t agitate the tick, but if you notice anything abnormal go to the doctor ASAP. If your tick was engorged when removed, be especially on the lookout. It’s always better to be safe than sorry when it comes to the nasty diseases ticks can carry. Remember: if you’re buying tick preventatives for your pets, make sure you get one that’s meant for them. Don’t use dog-specific medicine on cats, or vice-versa, and make sure you get the correct weight range for your pet. Failure to do so can lead to serious complications for your pets. If you’re not sure what you should use or what’s safe for pets, contact your local veterinarian and ask. If your pet is bitten by a tick and displays any abnormal behaviors or symptoms of sickness get them to your vet as soon as you can and bring the tick with you. This has been your tick safety reminder post for the season. Reblogging for both human tick safety and the note that permethrin is really deadly to cats. important addition: when you come in from your outdoors activity, as you do your tick check put the clothes you were wearing directly into the wash (or, if you can’t wash them immediately for some reason, into a sealed plastic bag). Don’t sit on your furniture, don’t put the clothes in your hamper with your other things, and don’t delay the tick check. If a tick is on the removed clothing and the clothing isn’t cleaned, they’ll head for the nearest delicious mammal, whether that’s a person or a pet. After you quarantine your clothes and check your whole body (get a buddy or use a mirror for your back), it’s also wise to shower, although that’s by no means foolproof, and won’t have any effect if a tick has already latched on.  When you do your check, focus on the crevices of your body- on people and animals, ticks are most likely to latch on in warm and protected areas. This means that the groin, underarms, and scalp are a prime tick buffet, as well as under your bra and (as someone above said) under your waistband, or any other area where your clothing fits snugly. On pets, they’ll concentrate in the thicker fur at the neck, behind the ears, and in the ‘armpits’, but you’ll likely also find a few elsewhere on the body, especially on pets with fluffy coats.
buffet: goddamnshinyrock:

why-animals-do-the-thing:

wolfforce58205:

zooophagous:

caong:


zooophagous:

theexoticvet:
Tick season is already in full swing and it’s going to be one of the worst years for ticks and lyme disease. Make sure your pets are on flea/tick/heartworm prevention and get your dogs vaccinated against lyme!

The sun is shining and the grass is green in minnesota today, what a lovely beginning to the impending TICKPOCALYPSE

Remember to cover yourselves appropriately if you’re going places with lots of wildlife! Ticks are dangerous for people as well as pets!


I’ve always heard to avoid long pants because ticks are easier to notice and remove when they try to climb a bare leg, but I think it’s a matter of preference tbh.
What you really need is to use a good repellant made for use in tick heavy areas. I’m not talking citronella essential oils, I mean a real repellant like Deep woods OFF that uses DDT. Spray it on your shoes and inside your shoes. You would be surprised how many ticks start in your socks and work their way up. I have had waaaaaay fewer guests on me after spraying my shoes as well as my legs.
If you want to get REALLY serious you can treat your hiking gear in permethrin, or get permethrin treated exercise gear. It’s a very potent, effective substance that kills ticks and other parasites on contact. It’s present in some flea and tick treatments for dogs. But the kicker is, permethrin is also VERY toxic to cats, so if you have a cat and you feel like you need permethrin treated gear, you MUST keep the gear where kitty can’t get it.

Friendly reminder to stock up on tick meds for your pets, and repellent for yourself! This year is going to be a BAD one.
ALWAYS check yourself after a hike, or any trip outside. Wear bright clothes so it’s easier to see ticks on you, and make sure to do a full-body check when you’re done. This includes checking your hair line and under waistbands or underwear (last tick I found on me was on my butt, and I had been hiking with pants and a long shirt on…trust me, check under your underwear).
Remove ticks as soon as you find them, and keep them in a small container or bag (heads completely squished) for identification purposes just in case your bite looks iffy later on. Clean the bite site thoroughly. Be on the look out for any flu-like symptoms, rashes, or red rings around the bite site like a bulls-eye (note: a slight red ring right afterward is normal, see below for what “bad” looks like). Usually if you get a tick off in the first 24 hours you’ll be ok, so long as you didn’t agitate the tick, but if you notice anything abnormal go to the doctor ASAP. If your tick was engorged when removed, be especially on the lookout. It’s always better to be safe than sorry when it comes to the nasty diseases ticks can carry.
Remember: if you’re buying tick preventatives for your pets, make sure you get one that’s meant for them. Don’t use dog-specific medicine on cats, or vice-versa, and make sure you get the correct weight range for your pet. Failure to do so can lead to serious complications for your pets. If you’re not sure what you should use or what’s safe for pets, contact your local veterinarian and ask. If your pet is bitten by a tick and displays any abnormal behaviors or symptoms of sickness get them to your vet as soon as you can and bring the tick with you.
This has been your tick safety reminder post for the season.

Reblogging for both human tick safety and the note that permethrin is really deadly to cats.

important addition: when you come in from your outdoors activity, as you do your tick check put the clothes you were wearing directly into the wash (or, if you can’t wash them immediately for some reason, into a sealed plastic bag). Don’t sit on your furniture, don’t put the clothes in your hamper with your other things, and don’t delay the tick check. If a tick is on the removed clothing and the clothing isn’t cleaned, they’ll head for the nearest delicious mammal, whether that’s a person or a pet. After you quarantine your clothes and check your whole body (get a buddy or use a mirror for your back), it’s also wise to shower, although that’s by no means foolproof, and won’t have any effect if a tick has already latched on. 
When you do your check, focus on the crevices of your body- on people and animals, ticks are most likely to latch on in warm and protected areas. This means that the groin, underarms, and scalp are a prime tick buffet, as well as under your bra and (as someone above said) under your waistband, or any other area where your clothing fits snugly. On pets, they’ll concentrate in the thicker fur at the neck, behind the ears, and in the ‘armpits’, but you’ll likely also find a few elsewhere on the body, especially on pets with fluffy coats.

goddamnshinyrock: why-animals-do-the-thing: wolfforce58205: zooophagous: caong: zooophagous: theexoticvet: Tick season is already...