Disappear
Disappear

Disappear

balancing
 balancing

balancing

productivity
productivity

productivity

yours
yours

yours

juicing
juicing

juicing

hai
hai

hai

kidding
kidding

kidding

comming
comming

comming

demanding
demanding

demanding

stabbing
stabbing

stabbing

🔥 | Latest

Funny, Obama, and Shit: Tate Reeves Bill Waller Jr. Write-in pyropansy: frogmunist: superunfriendlyreminder: Funny how all these voting machine “glitches” always benefit republicans…. Isn’t this literally a joke in an episode of the Simpsons Hey! I’m an election worker! If you ever have an issue like this please tell the people who are working at the polls! I don’t know about other states, as ours got new machines two years ago and we have some of the newest polling machines in the country, but I’m sure that your local polling place will do something about a machine like this. If you don’t trust the machines to allow you to vote for who you want, you ALWAYS have the right to ask for a paper ballot. If they refuse, get that shit on video and blast them on social media. Election offices HATE having people complain about them on social media. Be sure to specifically get them denying you a paper ballot. PAPER BALLOTS ARE NOT INVALID BALLOTS AND WILL BE COUNTED. Know your rights, be nice to election workers, be sure to register to vote, and actually get out there and vote! (Also, if you are willing and able, you should sign up to be an election worker. In the US there is a serious problem with most election workers being Republicans. Most election offices try to have a balance between Democrats, Republicans and Independent, but that’s kind of hard when Republicans are the only ones who sign up. It pays pretty well, and its wayyyy less difficult than most retail jobs. You also can learn so much.)
Funny, Obama, and Shit: Tate Reeves
 Bill Waller Jr.
 Write-in
pyropansy:
frogmunist:

superunfriendlyreminder:



Funny how all these voting machine “glitches” always benefit republicans….




Isn’t this literally a joke in an episode of the Simpsons


Hey! I’m an election worker! If you ever have an issue like this please tell the people who are working at the polls! I don’t know about other states, as ours got new machines two years ago and we have some of the newest polling machines in the country, but I’m sure that your local polling place will do something about a machine like this. 
If you don’t trust the machines to allow you to vote for who you want, you ALWAYS have the right to ask for a paper ballot. If they refuse, get that shit on video and blast them on social media. Election offices HATE having people complain about them on social media. Be sure to specifically get them denying you a paper ballot. PAPER BALLOTS ARE NOT INVALID BALLOTS AND WILL BE COUNTED. 
Know your rights, be nice to election workers, be sure to register to vote, and actually get out there and vote! 
(Also, if you are willing and able, you should sign up to be an election worker. In the US there is a serious problem with most election workers being Republicans. Most election offices try to have a balance between Democrats, Republicans and Independent, but that’s kind of hard when Republicans are the only ones who sign up. It pays pretty well, and its wayyyy less difficult than most retail jobs. You also can learn so much.)

pyropansy: frogmunist: superunfriendlyreminder: Funny how all these voting machine “glitches” always benefit republicans…. Isn’t thi...

Af, Destiny, and Family: KNOW YOLR RUNES U IS FOR LIS FOR URUZ LAGUZ HEALTH, STRENGTH, WATER BIRTH VIGOR & HEALING BIRTH 0F A VENTURE OR PHYSICAL BIRTH VANN STRYKE, HELSE FODSEL RUNE 2 of 12 RUNE 1 of 12 TIS FOR K IS FOR KENNZ FIRE, PH YSICAL ICE, TIME OF RESPITE PASSION OR STAGN ATION LIDENSKAP BRANN ICE PUSTEROM RUNE 3 12 RUNE 4 of 12 S IS FOR O IS FOR OTHNLN VICTORY, SUCCESS ANCESTRAL LAND, HOME, FAMILY UNITY OF AN ENDEAVOR BARNDOSHJEM, SEIER TRIUMPF FAMILIENS ENHET RUNE 6 of 12 RUNE 5 of 12 E IS FOR D IS FOR Y EVHNZ DNGNZ PROTECTION ABSOLUTE BALANCE FROM EVIL BETWEEN OPPOSITE S, PARARDOX BESKYTTELSE BALANSERE RUNE 8 of 12 RUNE 7 of 12 T IS FOR P IS FOR TWNZ PETHRO JUSTICE FATE DESTINY RETTFERDIGHET SK JEBNE, FORSYN GUDDOMMELIG RUNE 10 of 12 RUNE 9 of 12 G IS FOR N IS FOR NNUD1Z KEBO GIFTS NEED DESIRE BORN WITH OR GIVEN TRENGER ONSKE GAVE, MEDFØDTE RUNE 12 af 12 RUNE 11 of 12 X herbwicc: plantanarchy: herbwicc: viking-illustrator: darkwolfwitch: witt-craft: Runes! This was an assignment to create a set of flashcards that would appeal to kids and adults for my Type 1 class. They each have the rune symbol, the name of the rune, the meaning in English, the meaning (roughly translated by google, thanks google) in Norwegian, and a little icon I made. I made the big rune characters, but the display font is Comic Runes by takuminokami on Font Space (thanks internet). The cards are 3 inches by 4.5 inches.  Also please don’t yell at me if the meanings of these are wrong, my research was not particularly scholarly. (Once again, thanks internet :p)  Sweet, what a nifty little guide This is such a cool idea! Awesome! Quick question: are runes part of a closed culture? No, these runes here are the Elder Futhark, used as a writing system in the area that would be Scandinavia/Northern Germanic region. The names are Proto-Germanic reconstructions, so yeah, the culture that used these are very very dead. Similar runes were used by the Anglo-Saxons and the Vikings (the Anglo-Saxons added a bunch of runes and the Vikings used less runes and some different ones and this was centuries later). The reason we know the “meanings” and names of the runes at all is because of a handful of rune poems that were initially used as mnemonic devices to remember them. The actual system of divination and magic via Elder Futhark runes is very modern and goes back to ~the 60s I believe? There’s some archeological evidence that runes may have been used for more than just a writing system, and the Havamal (old important morality poem for heathens) mentions that Odin hung on the world tree and sacrificed himself to himself and returned with knowledge of the runes. It also discusses that runes can be used for magic (though it doesn’t get into which runes or how to do the magic).So, to me personally, it does seem a bit weird to use the runes as just another divination tool without using them in context of the spiritual/religious paradigm they are connected to, but there are a lot of people that do and seem to have success with it. And I’d be cautious with getting into using them unless you’re willing to suddenly have Northern Germanic gods busting down your door whether you like it or not. Though feeling a pull toward the runes in general may mean they already have you. Good to know, thank you :)
Af, Destiny, and Family: KNOW
 YOLR
 RUNES

 U IS FOR
 LIS FOR
 URUZ
 LAGUZ
 HEALTH, STRENGTH,
 WATER
 BIRTH
 VIGOR & HEALING
 BIRTH 0F A VENTURE
 OR PHYSICAL BIRTH
 VANN
 STRYKE, HELSE
 FODSEL
 RUNE 2 of 12
 RUNE 1 of 12
 TIS FOR
 K IS FOR
 KENNZ
 FIRE, PH YSICAL
 ICE, TIME
 OF RESPITE
 PASSION
 OR STAGN ATION
 LIDENSKAP
 BRANN
 ICE
 PUSTEROM
 RUNE 3 12
 RUNE 4 of 12

 S IS FOR
 O IS FOR
 OTHNLN
 VICTORY, SUCCESS
 ANCESTRAL LAND,
 HOME, FAMILY UNITY
 OF AN ENDEAVOR
 BARNDOSHJEM,
 SEIER
 TRIUMPF
 FAMILIENS ENHET
 RUNE 6 of 12
 RUNE 5 of 12
 E IS FOR
 D IS FOR
 Y
 EVHNZ
 DNGNZ
 PROTECTION
 ABSOLUTE BALANCE
 FROM EVIL
 BETWEEN OPPOSITE S,
 PARARDOX
 BESKYTTELSE
 BALANSERE
 RUNE 8 of 12
 RUNE 7 of 12

 T IS FOR
 P IS FOR
 TWNZ
 PETHRO
 JUSTICE
 FATE
 DESTINY
 RETTFERDIGHET
 SK JEBNE,
 FORSYN
 GUDDOMMELIG
 RUNE 10 of 12
 RUNE 9 of 12
 G IS FOR
 N IS FOR
 NNUD1Z
 KEBO
 GIFTS
 NEED
 DESIRE
 BORN WITH
 OR GIVEN
 TRENGER
 ONSKE
 GAVE, MEDFØDTE
 RUNE 12 af 12
 RUNE 11 of 12
 X
herbwicc:

plantanarchy:

herbwicc:
viking-illustrator:

darkwolfwitch:

witt-craft:

Runes! This was an assignment to create a set of flashcards that would appeal to kids and adults for my Type 1 class. They each have the rune symbol, the name of the rune, the meaning in English, the meaning (roughly translated by google, thanks google) in Norwegian, and a little icon I made. I made the big rune characters, but the display font is Comic Runes by takuminokami on Font Space (thanks internet). The cards are 3 inches by 4.5 inches. 
Also please don’t yell at me if the meanings of these are wrong, my research was not particularly scholarly. (Once again, thanks internet :p) 


Sweet, what a nifty little guide


This is such a cool idea!


Awesome! Quick question: are runes part of a closed culture? 

No, these runes here are the Elder Futhark, used as a writing system in the area that would be Scandinavia/Northern Germanic region. The names are Proto-Germanic reconstructions, so yeah, the culture that used these are very very dead. Similar runes were used by the Anglo-Saxons and the Vikings (the Anglo-Saxons added a bunch of runes and the Vikings used less runes and some different ones and this was centuries later). The reason we know the “meanings” and names of the runes at all is because of a handful of rune poems that were initially used as mnemonic devices to remember them. The actual system of divination and magic via Elder Futhark runes is very modern and goes back to ~the 60s I believe? There’s some archeological evidence that runes may have been used for more than just a writing system, and the Havamal (old important morality poem for heathens) mentions that Odin hung on the world tree and sacrificed himself to himself and returned with knowledge of the runes. It also discusses that runes can be used for magic (though it doesn’t get into which runes or how to do the magic).So, to me personally, it does seem a bit weird to use the runes as just another divination tool without using them in context of the spiritual/religious paradigm they are connected to, but there are a lot of people that do and seem to have success with it. And I’d be cautious with getting into using them unless you’re willing to suddenly have Northern Germanic gods busting down your door whether you like it or not. Though feeling a pull toward the runes in general may mean they already have you.

Good to know, thank you :)

herbwicc: plantanarchy: herbwicc: viking-illustrator: darkwolfwitch: witt-craft: Runes! This was an assignment to create a set of flash...

Ash, Bad, and Chill: Sat, Jun 22, 18:36 Hello traveller, I am your guide. Are you ready to begin your quest? Hello stranger, what do I need to do, to complete your request. You have to recover a long time lost manuscript held by a famous necromancer. Your journey begins in a forest. The left of you is a mountain with a large boulder blocking it's entrance, in front of you is an ancient graveyard. Some of the greatest heroes of the realm rest there I would like to investigate the grave- yard of it looks chill or haunted. Not strong enough to push that boulder As you enter the graveyard you notice old tombstones crumbling, scribed in language too ancient to be known by any living creature. While searching around you find a crypt, the front door has been knocked open, you can hear a soft gust of wind coming from inside. I copy the ancient text, best as possible. I use 'produce flame' when I enter the crypt. As you go in the light from your spell fills the room, you notice the coffins that adorn the walls and a spiral staircase that leads further down, at the bottom of it lies a large room, broken pillars, and a statue of Sild, the Warlock. A very powerful wizard from centuries past. Further away, with barely any light around it, you see a creature in a black robe facing away, as it ignores you on purpouse. There's a corpse on an alter in front of it, and it's hands deep inside it As I enter the room I go "excuuuuuse me, but it's not nice to sacrifice people" en hold my flame ready to attack if he would attack me... The creature in black turns annoyed by your interference, you see a beetle crawl out of it's eye socket, it's deformed face makes your stomach sick, as you think that eating all those fries before entering a graveyard was a bad idea. A purple light starts forming as he moves his hands together With a quick look around you notice a large floating orb 3 meters above the creature's head. You remember the old legend of Sild's orb, which he used teleport anywhere in the world. Nasty! God damn it those fries! I shoot my flame to the orb so the bug guy can't escape. And pull out my scimitar ready to attack As your flame hits, the orb shatters into what seems to be glass spikes, flying everywhere, further damaging the room. Some hit the creature, tearing his black robes just to reveal pieces of rotting flesh. The stench of death takes over the room, you can't hold those fries anymore, as you make an effort to not puke onto your brand new heels -and you hear your own voice in your head WHY WOULD YOU GO INTO A GRAVEYARD USING HEELS WOMAN ? As you get distracted, the creature fires his spell, you quickly block it with your scimitar, but it flies away from your hand. You are disarmed and the creature starts running in your direction "I DON'T I WANTED SOMETHING DIFFERENT THEN THE USUAL SNEAKERS as I replied to my own question. I take them of hold them as a weapon ready to defend myself against the ugly bug dude. And try to figure out if I can back to my scimitar. As you dual-wield your brand new puke-free heels you notice a two fast moving shadows moving behind the creature. Desperation starts to hit as you are outnumbered and your scimitar is nowhere to be seen, suddenly the shadows jump onto the creatures head and start attacking him. IT'S YOUR FAMILIARS, your thank yourself for installing that catdoor years ago. The creature loses balance just as it reaches you, slipping and faceplanting your puddle fries and cola that rested on the floor. You plunge it's head with both heels. It explodes and the creature slowly starts turning into ashes... You give a well deserved pet to them. The comforting purring sounds fills the room, you feel safe now. One of your familiars starts digging into the ash pile, as he found something of value there. IT'S A FORTUNE COOKIE! I go like "Oooh cookie!" I break it open and eat the cookie while I read. And also keep petting them, like a good rub under the chin. You slowly chew the cookie, the slight chocolate taste is well welcome at this moment, unravel the note, and it says , hit me up for fries & movies sometime. Sept Her profile said she was into RPGs
Ash, Bad, and Chill: Sat, Jun 22, 18:36
 Hello traveller, I am your guide. Are you
 ready to begin your quest?
 Hello stranger, what do I need to do,
 to complete your request.
 You have to recover a long time
 lost manuscript held by a famous
 necromancer. Your journey begins in a
 forest. The left of you is a mountain with
 a large boulder blocking it's entrance,
 in front of you is an ancient graveyard.
 Some of the greatest heroes of the
 realm rest there
 I would like to investigate the grave-
 yard of it looks chill or haunted. Not
 strong enough to push that boulder
 As you enter the graveyard you notice
 old tombstones crumbling, scribed in
 language too ancient to be known by
 any living creature. While searching
 around you find a crypt, the front door
 has been knocked open, you can hear
 a soft gust of wind coming from inside.
 I copy the ancient text, best as
 possible. I use 'produce flame' when I
 enter the crypt.
 As you go in the light from your spell
 fills the room, you notice the coffins that
 adorn the walls and a spiral staircase
 that leads further down, at the bottom
 of it lies a large room, broken pillars,
 and a statue of Sild, the Warlock. A very
 powerful wizard from centuries past.
 Further away, with barely any light
 around it, you see a creature in a black
 robe facing away, as it ignores you on
 purpouse. There's a corpse on an alter
 in front of it, and it's hands deep inside
 it
 As I enter the room I go "excuuuuuse
 me, but it's not nice to sacrifice
 people" en hold my flame ready to
 attack if he would attack me...
 The creature in black turns annoyed
 by your interference, you see a
 beetle crawl out of it's eye socket, it's
 deformed face makes your stomach
 sick, as you think that eating all those
 fries before entering a graveyard was
 a bad idea. A purple light starts forming
 as he moves his hands together
 With a quick look around you notice a
 large floating orb 3 meters above the
 creature's head. You remember the
 old legend of Sild's orb, which he used
 teleport anywhere in the world.
 Nasty! God damn it those fries! I shoot
 my flame to the orb so the bug guy
 can't escape. And pull out my scimitar
 ready to attack
 As your flame hits, the orb shatters into
 what seems to be glass spikes, flying
 everywhere, further damaging the
 room. Some hit the creature, tearing
 his black robes just to reveal pieces of
 rotting flesh. The stench of death takes
 over the room, you can't hold those
 fries anymore, as you make an effort
 to not puke onto your brand new heels
 -and you hear your own voice in your
 head WHY WOULD YOU GO INTO A
 GRAVEYARD USING HEELS WOMAN ?
 As you get distracted, the creature
 fires his spell, you quickly block it with
 your scimitar, but it flies away from
 your hand. You are disarmed and the
 creature starts running in your direction
 "I DON'T I WANTED SOMETHING
 DIFFERENT THEN THE USUAL
 SNEAKERS as I replied to my own
 question. I take them of hold them
 as a weapon ready to defend myself
 against the ugly bug dude. And try to
 figure out if I can back to my scimitar.
 As you dual-wield your brand new
 puke-free heels you notice a two fast
 moving shadows moving behind the
 creature. Desperation starts to hit as
 you are outnumbered and your scimitar
 is nowhere to be seen, suddenly the
 shadows jump onto the creatures head
 and start attacking him. IT'S YOUR
 FAMILIARS, your thank yourself for
 installing that catdoor years ago.
 The creature loses balance just as it
 reaches you, slipping and faceplanting
 your puddle fries and cola that rested
 on the floor.
 You plunge it's head with both heels. It
 explodes and the creature slowly starts
 turning into ashes... You give a well
 deserved pet to them. The comforting
 purring sounds fills the room, you feel
 safe now. One of your familiars starts
 digging into the ash pile, as he found
 something of value there.
 IT'S A FORTUNE COOKIE!
 I go like "Oooh cookie!" I break it open
 and eat the cookie while I read. And
 also keep petting them, like a good
 rub under the chin.
 You slowly chew the cookie, the slight
 chocolate taste is well welcome at this
 moment, unravel the note, and it says
 , hit me up for fries &
 movies sometime.
 Sept
Her profile said she was into RPGs

Her profile said she was into RPGs

Future, Journey, and Life: Captured from a PaytationM Pro imagesreguire a 4K display FRA demifiendrsa: Death Stranding – Release Date Reveal Trailer. The game will launch for Playstation 4 worldwide on November 8, 2019.Extended Japanese version  Message from Hideo Kojima Game editionsPre-order the Standard Edition for $59.99 USD MSRP/ $79.99 CAD MSRP and immediately get a voucher to download a Chibi Ludens PSN Avatar – a stylized version of the iconic logo for Kojima Productions – plus, a Death Stranding PS4 Dynamic Theme at launch.Pre-orders also receive special gold versions of in-game items earned through gameplay:Gold “Sam” SunglassesGold HatGold Speed Skeleton: Increase the speed of Sam’s movement when equippedGold Armor Plate: Increase protection against any damage Sam takesThe Special Edition ($69.99 USD MSRP/ $89.99 CAD MSRP) includes a collectible Steelbook case. Pre-order and receive all incentives offered through the Standard Edition. The Special Edition also includes –A special gold version of the Gold “Ludens Mask” Sunglasses earned through gameplay.As well as these digital bonuses:Music Album Digital DownloadBehind the Scenes Making Of Digital VideoPre-order the Digital Deluxe Edition for $79.99 USD / $99.99 CAD MSRP and receive all digital pre-order incentives offered via the Standard Edition. The Digital Deluxe also includes –Special gold versions of in-game items earned through gameplay:Gold “Ludens Mask” SunglassesGold Power Skeleton: Enhance Sam’s ability to handle heavy cargoGold All-Terrain Skeleton: Enhance Sam’s ability to balance himself on uneven terrainGold Armor Plate (Level 2): Stronger protection for Sam against falls, gunfire, and moreDeath Stranding Collector’s Edition ($199.99 USD MSRP / $249.99 CAD MSRP), which includes all Digital Deluxe Edition in-game items and bonus contents, the Special Edition Steelbook, plus:Life-sized BB Pod StatueBRIDGES Cargo CaseLudens KeychainScreenshotsOverviewAfter the collapse of civilization, Sam Bridges must journey across a ravaged landscape crawling with otherworldly threats to save mankind from the brink of extinction. From legendary game creator Hideo Kojima comes an all-new, genre-defying experience for the PlayStation 4 system.Starring Norman Reedus, Mads Mikkelsen, Léa Seydoux, and Lindsay Wagner.A Journey to Reconnect a Fractured SocietyIn the near future, mysterious explosions have rocked the planet, setting off a series of supernatural events known as the Death Stranding. With spectral creatures plaguing the landscape, and the planet on the verge of a mass extinction, it’s up to Sam Bridges to journey across the ravaged wasteland and save mankind from impending annihilation.
Future, Journey, and Life: Captured from a PaytationM Pro imagesreguire a 4K display
 FRA
demifiendrsa:



Death Stranding – Release Date Reveal Trailer. The game will launch for Playstation 4 worldwide on November 8, 2019.Extended Japanese version 

Message from Hideo Kojima

Game editionsPre-order the Standard Edition for $59.99 USD MSRP/ $79.99 CAD MSRP and immediately get a voucher to download a Chibi Ludens PSN Avatar – a stylized version of the iconic logo for Kojima Productions – plus, a Death Stranding PS4 Dynamic Theme at launch.Pre-orders also receive special gold versions of in-game items earned through gameplay:Gold “Sam” SunglassesGold HatGold Speed Skeleton: Increase the speed of Sam’s movement when equippedGold Armor Plate: Increase protection against any damage Sam takesThe Special Edition ($69.99 USD MSRP/ $89.99 CAD MSRP) includes a collectible Steelbook case. Pre-order and receive all incentives offered through the Standard Edition. The Special Edition also includes –A special gold version of the Gold “Ludens Mask” Sunglasses earned through gameplay.As well as these digital bonuses:Music Album Digital DownloadBehind the Scenes Making Of Digital VideoPre-order the Digital Deluxe Edition for $79.99 USD / $99.99 CAD MSRP and receive all digital pre-order incentives offered via the Standard Edition. The Digital Deluxe also includes –Special gold versions of in-game items earned through gameplay:Gold “Ludens Mask” SunglassesGold Power Skeleton: Enhance Sam’s ability to handle heavy cargoGold All-Terrain Skeleton: Enhance Sam’s ability to balance himself on uneven terrainGold Armor Plate (Level 2): Stronger protection for Sam against falls, gunfire, and moreDeath Stranding Collector’s Edition ($199.99 USD MSRP / $249.99 CAD MSRP), which includes all Digital Deluxe Edition in-game items and bonus contents, the Special Edition Steelbook, plus:Life-sized BB Pod StatueBRIDGES Cargo CaseLudens KeychainScreenshotsOverviewAfter the collapse of civilization, Sam Bridges must journey across a ravaged landscape crawling with otherworldly threats to save mankind from the brink of extinction. From legendary game creator Hideo Kojima comes an all-new, genre-defying experience for the PlayStation 4 system.Starring Norman Reedus, Mads Mikkelsen, Léa Seydoux, and Lindsay Wagner.A Journey to Reconnect a Fractured SocietyIn the near future, mysterious explosions have rocked the planet, setting off a series of supernatural events known as the Death Stranding. With spectral creatures plaguing the landscape, and the planet on the verge of a mass extinction, it’s up to Sam Bridges to journey across the ravaged wasteland and save mankind from impending annihilation.

demifiendrsa: Death Stranding – Release Date Reveal Trailer. The game will launch for Playstation 4 worldwide on November 8, 2019.Extende...

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...