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Per

Per

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Lived

Lived

Are
Are

Are

The
The

The

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You Are

You Are

That
That

That

And
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And

as well
as well

as well

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Apparently, College, and Complex: r/AskReddit What perfectly true story of yours sounds like an outrageous lie? RamsesThePigeon 13d, 17h Just up the street from my apartment in San Francisco, there was one of those fast food restaurants that was either a KFC or a Taco Bell, depending on the angle from which it was viewed. The establishment was a frequent stopping point for students coming from the nearby college... and those students were a frequent target for a remarkably bright crow Now, on most days, the bird in question would just hang around the restaurant (as well as other ones nearby) and scavenge for scraps. Every once in a while, though - I saw this happen twice, and had it happen to me once - it would enact a much more complex scheme than simply going through the gutter: The crow had apparently discovered that money could be exchanged for food, so it would wait until it saw a likely mark, squawk at them to get their attention, then pick up and drop a coin. Anyone who responded would witness the bird hopping a few feet away, then following its "victim" toward the source of its next snack. When the crow approached me, it dropped a nickel on the ground. I stooped, picked up the coin, and then jumped slightly when the bird made a noise that sounded not unlike "Taco!' Needless to say, I bought that crow a taco. The final out-of-pocket cost for me, minus the nickel, was something like >l.T5. Even so, I figured a bird that smart deserved a reward simply for existing Of course, that was probably exactly what I was supposed to think. TL;DR: A crow paid me five cents to buy it a taco. onyourleftbooob: nadiaoxford: I don’t have a hard time believing this.
Apparently, College, and Complex: r/AskReddit
 What perfectly true story of yours sounds like
 an outrageous lie?

 RamsesThePigeon 13d, 17h
 Just up the street from my apartment in San Francisco,
 there was one of those fast food restaurants that was
 either a KFC or a Taco Bell, depending on the angle from
 which it was viewed. The establishment was a frequent
 stopping point for students coming from the nearby
 college... and those students were a frequent target for a
 remarkably bright crow
 Now, on most days, the bird in question would just hang
 around the restaurant (as well as other ones nearby) and
 scavenge for scraps. Every once in a while, though - I saw
 this happen twice, and had it happen to me once - it would
 enact a much more complex scheme than simply going
 through the gutter: The crow had apparently discovered
 that money could be exchanged for food, so it would wait
 until it saw a likely mark, squawk at them to get their
 attention, then pick up and drop a coin. Anyone who
 responded would witness the bird hopping a few feet
 away, then following its "victim" toward the source of its
 next snack.
 When the crow approached me, it dropped a nickel on the
 ground. I stooped, picked up the coin, and then jumped
 slightly when the bird made a noise that sounded not
 unlike "Taco!'
 Needless to say, I bought that crow a taco.
 The final out-of-pocket cost for me, minus the nickel, was
 something like >l.T5. Even so, I figured a bird that smart
 deserved a reward simply for existing
 Of course, that was probably exactly what I was supposed
 to think.
 TL;DR: A crow paid me five cents to buy it a taco.
onyourleftbooob:

nadiaoxford:
I don’t have a hard time believing this.

onyourleftbooob: nadiaoxford: I don’t have a hard time believing this.

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Being Alone, Children, and Creepy: via VERY FAST DELIVERY nly two things are more hazardous than writing to me during these times. They are eating mussels in July and receiving a rep y from mc, both of which may leave you feverish, shaking, and alone. However, it c n also be very uncomfortable to wait day a ter day for a reply that never comes, as I have since my last letter to a dear fried Consequ ntly. I m sending you a lette containing Very Few Details. Accept my hum le thanks and fervent wishes for your continued safety. as well as the safet of the familiar-looking neighbor with whom you have never spoken. With all due respect, Lemony Snickt jesstheespeon: explainingthejoke: popsicle-prince: dark-clifford: pooguns: frenchtugboat: bowieonthebelafonte: When i was 10, I sent a letter to Lemony Snicket. I didn’t receive a personal reply, but I got one of these. 7 years later I realized that there’s a message ABORT MISSION This is fucking scary I dont get it.. @explainingthejoke The images are of a reply from Lemony Snicket, an author known for his A Series of Unfortunate Events, a book series aimed at older children. The reply is written in the voice of his narrator character. The narrator shares his pen name and frequently writes in vague references to the reader, who is included in the mystery as the correspondent to whom Lemony Snicket is sending his information. The reply is titled “via VERY FAST DELIVERY.” The letters V.F.D. play a big part in the series. The note reads:  nly two things are more hazardous than writing to me during these times. They are eating mussels in July and receiving a rep y from me, both of which may leave you feverish, shaking, and alone. However, it c n also be very uncomfortable to wait day a ter day for a reply that never comes, as I have since my last letter to a dear frie d. Consequ ntly, I am sending you a lette  containing Very Few Details. Accept my humble thanks and fervent wishes for your continued safety, as well as the safety of the familiar-looking neighbor with whom you have never spoken. With all due respect, Lemony Snicket Several letters from this note are deliberately missing. If the reader wrote down each letter that was missing, they would spell out: OLAF NEARBY Count Olaf is the major villain in the series. Lemony Snicket is writing in code, suggesting that he can’t be candid because Olaf may be observing him or the reader. Creepy! This isn’t a joke. It is just cute. Dear reader, I sincerely hope you don’t have a sizable family fortune lying about.
Being Alone, Children, and Creepy: via VERY FAST DELIVERY

 nly two things are more hazardous than writing to me during these times. They are
 eating mussels in July and receiving a rep y from mc, both of which may leave you
 feverish, shaking, and alone.
 However, it c n also be very uncomfortable to wait day a ter day for a reply that
 never comes, as I have since my last letter to a dear fried
 Consequ ntly. I m sending you a lette containing Very Few Details.
 Accept my hum le thanks and fervent wishes for your continued safety. as well as the
 safet of the familiar-looking neighbor with whom you have never spoken.
 With all due respect,
 Lemony Snickt
jesstheespeon:

explainingthejoke:

popsicle-prince:

dark-clifford:

pooguns:

frenchtugboat:

bowieonthebelafonte:

When i was 10, I sent a letter to Lemony Snicket. I didn’t receive a personal reply, but I got one of these. 7 years later I realized that there’s a message

ABORT MISSION

This is fucking scary

I dont get it..


@explainingthejoke

The images are of a reply from Lemony Snicket, an author known for his A Series of Unfortunate Events, a book series aimed at older children. The reply is written in the voice of his narrator character. The narrator shares his pen name and frequently writes in vague references to the reader, who is included in the mystery as the correspondent to whom Lemony Snicket is sending his information. 
The reply is titled “via VERY FAST DELIVERY.” The letters V.F.D. play a big part in the series. The note reads: 

 nly two things are more hazardous than writing to me during these times. They are eating mussels in July and receiving a rep y from me, both of which may leave you feverish, shaking, and alone. 
However, it c n also be very uncomfortable to wait day a ter day for a reply that never comes, as I have since my last letter to a dear frie d. 
Consequ ntly, I am sending you a lette  containing Very Few Details. 
Accept my humble thanks and fervent wishes for your continued safety, as well as the safety of the familiar-looking neighbor with whom you have never spoken. 
With all due respect, 
Lemony Snicket 

Several letters from this note are deliberately missing. If the reader wrote down each letter that was missing, they would spell out: OLAF NEARBY 
Count Olaf is the major villain in the series. Lemony Snicket is writing in code, suggesting that he can’t be candid because Olaf may be observing him or the reader. Creepy!
This isn’t a joke. It is just cute.


Dear reader, I sincerely hope you don’t have a sizable family fortune lying about.

jesstheespeon: explainingthejoke: popsicle-prince: dark-clifford: pooguns: frenchtugboat: bowieonthebelafonte: When i was 10, I sent ...

Arthur, Dallas Cowboys, and Nsfw: fracke TRIES NUDIT THE 5 REBLOGS CHALLENGE OPEN SHIRT 10 REBLOGS SHIPTLESS GERALT 15 REBLOGS PANTLESS DUTCH 25 REBLOGS UNDERWEAR ONLY 35 REBLOGS NUDE CENSO PAED) |ARTHUR 45 REBLOGS NUDE CuncensoRED BEBLOG THS PoST HACKERAXE. TUMBLR.COM hackeraxe: I read all your replies and decided to compile this little list! Not one, but all three of our fine young men, (if a nearly 100-year-old witcher counts as being young as well,) are up and ready to go for this challenge, and so am I. They’re my three favorite men to draw lately, so here they are!At 5 reblogs, there will be an open shirt Arthur Morgan drawing!At 10 reblogs, you’ll get to have a shirtless Geralt of Rivia!At 15 reblogs, you get to see Dutch without his pants on!At 25 reblogs, Geralt will only be in his undies!At 35 Reblogs, Dutch will be completely naked, albeit with a censor.And at a whopping 45 reblogs…Geralt, Dutch Van Der Linde, and Arthur Morgan will all be completely naked in all their glory, as nude as the day they were born.So, what are you waiting for? Reblog and tell all your buddies for the incoming shipment of nude cowboys and a witcher! All at the small fee of a few reblogs!(Disclaimer: These drawings won’t be immediate! I have to still complete one more gift drawing as well as a commission, so be patient. However, none of these can get started without your support!Disclaimer 2: This may be the very first time I ever draw male genitalia. I’ll be posting this as NSFW on my twitter account, if I figure out how to use this damn thing. https://twitter.com/hacker_axe)Have a great one, everybody! THIS POST BLEW UP SO FAST,, IM LEGIT SCREAMINGthe thirst is real
Arthur, Dallas Cowboys, and Nsfw: fracke TRIES
 NUDIT
 THE
 5 REBLOGS CHALLENGE
 OPEN SHIRT
 10 REBLOGS SHIPTLESS
 GERALT
 15 REBLOGS PANTLESS
 DUTCH
 25 REBLOGS UNDERWEAR
 ONLY
 35 REBLOGS NUDE
 CENSO PAED)
 |ARTHUR
 45 REBLOGS NUDE
 CuncensoRED
 BEBLOG THS PoST
 HACKERAXE. TUMBLR.COM
hackeraxe:

I read all your replies and decided to compile this little list! Not one, but all three of our fine young men, (if a nearly 100-year-old witcher counts as being young as well,) are up and ready to go for this challenge, and so am I. They’re my three favorite men to draw lately, so here they are!At 5 reblogs, there will be an open shirt Arthur Morgan drawing!At 10 reblogs, you’ll get to have a shirtless Geralt of Rivia!At 15 reblogs, you get to see Dutch without his pants on!At 25 reblogs, Geralt will only be in his undies!At 35 Reblogs, Dutch will be completely naked, albeit with a censor.And at a whopping 45 reblogs…Geralt, Dutch Van Der Linde, and Arthur Morgan will all be completely naked in all their glory, as nude as the day they were born.So, what are you waiting for? Reblog and tell all your buddies for the incoming shipment of nude cowboys and a witcher! All at the small fee of a few reblogs!(Disclaimer: These drawings won’t be immediate! I have to still complete one more gift drawing as well as a commission, so be patient. However, none of these can get started without your support!Disclaimer 2: This may be the very first time I ever draw male genitalia. I’ll be posting this as NSFW on my twitter account, if I figure out how to use this damn thing. https://twitter.com/hacker_axe)Have a great one, everybody!

THIS POST BLEW UP SO FAST,, IM LEGIT SCREAMINGthe thirst is real

hackeraxe: I read all your replies and decided to compile this little list! Not one, but all three of our fine young men, (if a nearly 100-...

Bodies , Community, and Lgbt: BEAR NOT a BEAR -1151 jaysbabyknife: judgejudyofficial: luscious-theomorphic: tumblunni: desolation5row: here since none of you know what a bear is Srsly thats just a regular hunk. Bear is an important term cos there really wasn’t any word for “handsome heavyset man” before the LGBT community came along and opened our eyes to the truth. Calling skinny buff dudes bears is like all those douchebros who are like “i want a thicc gorl” *points to stick thin woman who just has big booby* THANK you. And originally it DID just mean fat hairy men exclusively, it was only later that ‘musclebears’ became a thing. But Bear was a reaction to the gay male culture’s obsession with what we now call a twink (which is, to whit: a thin, hairless, youthful man between 18-25), as well as a reaction to the idea that gay men had to be femme in order to be gay, as well as offering body positivity to gay men who were fat, which is an important distinction–Bear Pride is a gay male fat positivity movement/identity, that’s real important and we gotta not forget that, because that support and representation and pride is a protest against the part of gay culture that toxically commodifies male bodies and demands thinness and hairlessness.  /soapbox anyway i am here for my bear brothers. now that we know the difference, bears please feel free to send me marriage proposals
Bodies , Community, and Lgbt: BEAR
 NOT a BEAR
 -1151
jaysbabyknife:
judgejudyofficial:

luscious-theomorphic:

tumblunni:

desolation5row:
here since none of you know what a bear is 

Srsly thats just a regular hunk. Bear is an important term cos there really wasn’t any word for “handsome heavyset man” before the LGBT community came along and opened our eyes to the truth. Calling skinny buff dudes bears is like all those douchebros who are like “i want a thicc gorl” *points to stick thin woman who just has big booby*

THANK you. And originally it DID just mean fat hairy men exclusively, it was only later that ‘musclebears’ became a thing. But Bear was a reaction to the gay male culture’s obsession with what we now call a twink (which is, to whit: a thin, hairless, youthful man between 18-25), as well as a reaction to the idea that gay men had to be femme in order to be gay, as well as offering body positivity to gay men who were fat, which is an important distinction–Bear Pride is a gay male fat positivity movement/identity, that’s real important and we gotta not forget that, because that support and representation and pride is a protest against the part of gay culture that toxically commodifies male bodies and demands thinness and hairlessness.  /soapbox
anyway i am here for my bear brothers. 

now that we know the difference, bears please feel free to send me marriage proposals

jaysbabyknife: judgejudyofficial: luscious-theomorphic: tumblunni: desolation5row: here since none of you know what a bear is Srsly tha...

Future, Journey, and Life: Captured from a PaytationM Pro imagesreguire a 4K display FRA demifiendrsa: Death Stranding – Release Date Reveal Trailer. The game will launch for Playstation 4 worldwide on November 8, 2019.Extended Japanese version  Message from Hideo Kojima Game editionsPre-order the Standard Edition for $59.99 USD MSRP/ $79.99 CAD MSRP and immediately get a voucher to download a Chibi Ludens PSN Avatar – a stylized version of the iconic logo for Kojima Productions – plus, a Death Stranding PS4 Dynamic Theme at launch.Pre-orders also receive special gold versions of in-game items earned through gameplay:Gold “Sam” SunglassesGold HatGold Speed Skeleton: Increase the speed of Sam’s movement when equippedGold Armor Plate: Increase protection against any damage Sam takesThe Special Edition ($69.99 USD MSRP/ $89.99 CAD MSRP) includes a collectible Steelbook case. Pre-order and receive all incentives offered through the Standard Edition. The Special Edition also includes –A special gold version of the Gold “Ludens Mask” Sunglasses earned through gameplay.As well as these digital bonuses:Music Album Digital DownloadBehind the Scenes Making Of Digital VideoPre-order the Digital Deluxe Edition for $79.99 USD / $99.99 CAD MSRP and receive all digital pre-order incentives offered via the Standard Edition. The Digital Deluxe also includes –Special gold versions of in-game items earned through gameplay:Gold “Ludens Mask” SunglassesGold Power Skeleton: Enhance Sam’s ability to handle heavy cargoGold All-Terrain Skeleton: Enhance Sam’s ability to balance himself on uneven terrainGold Armor Plate (Level 2): Stronger protection for Sam against falls, gunfire, and moreDeath Stranding Collector’s Edition ($199.99 USD MSRP / $249.99 CAD MSRP), which includes all Digital Deluxe Edition in-game items and bonus contents, the Special Edition Steelbook, plus:Life-sized BB Pod StatueBRIDGES Cargo CaseLudens KeychainScreenshotsOverviewAfter the collapse of civilization, Sam Bridges must journey across a ravaged landscape crawling with otherworldly threats to save mankind from the brink of extinction. From legendary game creator Hideo Kojima comes an all-new, genre-defying experience for the PlayStation 4 system.Starring Norman Reedus, Mads Mikkelsen, Léa Seydoux, and Lindsay Wagner.A Journey to Reconnect a Fractured SocietyIn the near future, mysterious explosions have rocked the planet, setting off a series of supernatural events known as the Death Stranding. With spectral creatures plaguing the landscape, and the planet on the verge of a mass extinction, it’s up to Sam Bridges to journey across the ravaged wasteland and save mankind from impending annihilation.
Future, Journey, and Life: Captured from a PaytationM Pro imagesreguire a 4K display
 FRA
demifiendrsa:



Death Stranding – Release Date Reveal Trailer. The game will launch for Playstation 4 worldwide on November 8, 2019.Extended Japanese version 

Message from Hideo Kojima

Game editionsPre-order the Standard Edition for $59.99 USD MSRP/ $79.99 CAD MSRP and immediately get a voucher to download a Chibi Ludens PSN Avatar – a stylized version of the iconic logo for Kojima Productions – plus, a Death Stranding PS4 Dynamic Theme at launch.Pre-orders also receive special gold versions of in-game items earned through gameplay:Gold “Sam” SunglassesGold HatGold Speed Skeleton: Increase the speed of Sam’s movement when equippedGold Armor Plate: Increase protection against any damage Sam takesThe Special Edition ($69.99 USD MSRP/ $89.99 CAD MSRP) includes a collectible Steelbook case. Pre-order and receive all incentives offered through the Standard Edition. The Special Edition also includes –A special gold version of the Gold “Ludens Mask” Sunglasses earned through gameplay.As well as these digital bonuses:Music Album Digital DownloadBehind the Scenes Making Of Digital VideoPre-order the Digital Deluxe Edition for $79.99 USD / $99.99 CAD MSRP and receive all digital pre-order incentives offered via the Standard Edition. The Digital Deluxe also includes –Special gold versions of in-game items earned through gameplay:Gold “Ludens Mask” SunglassesGold Power Skeleton: Enhance Sam’s ability to handle heavy cargoGold All-Terrain Skeleton: Enhance Sam’s ability to balance himself on uneven terrainGold Armor Plate (Level 2): Stronger protection for Sam against falls, gunfire, and moreDeath Stranding Collector’s Edition ($199.99 USD MSRP / $249.99 CAD MSRP), which includes all Digital Deluxe Edition in-game items and bonus contents, the Special Edition Steelbook, plus:Life-sized BB Pod StatueBRIDGES Cargo CaseLudens KeychainScreenshotsOverviewAfter the collapse of civilization, Sam Bridges must journey across a ravaged landscape crawling with otherworldly threats to save mankind from the brink of extinction. From legendary game creator Hideo Kojima comes an all-new, genre-defying experience for the PlayStation 4 system.Starring Norman Reedus, Mads Mikkelsen, Léa Seydoux, and Lindsay Wagner.A Journey to Reconnect a Fractured SocietyIn the near future, mysterious explosions have rocked the planet, setting off a series of supernatural events known as the Death Stranding. With spectral creatures plaguing the landscape, and the planet on the verge of a mass extinction, it’s up to Sam Bridges to journey across the ravaged wasteland and save mankind from impending annihilation.

demifiendrsa: Death Stranding – Release Date Reveal Trailer. The game will launch for Playstation 4 worldwide on November 8, 2019.Extende...

Ariel, Cute, and Definitely: Wofenstein YOUNGBLOOD 5 MAR ESCAPE BACK LEFT RIGHT SWITCH 26 Jul@ 10:24am imcoffeelingfine The girls aren't even cute. Would it have killed them to make the characters attractive? Showing 46-48 of 48 comments Klinsk 4 minutes ag0 Can you purchase attractive big-breasted women with Gold Bars? Baldr 1 hour ago The girls are ugly manlike femnazis Baldr 1 hour ago Girls are not strong enough to behave like men. This is another example of how they push feminism Arrancar 1 hour ago They aren't cute coz they are white. White girls these days can only be fat chick with short bleached hair and yell how white man is oppressing everyone. david 1 hour ago Lol they are so ugly the devs literally put boxes on their heads :D #3 [HN] 1 hour ago Well, DUH The point was never to give players cute girls, it was to push feminist agenda by removing yet another iconic manly male character and replace it with a feminist approved character, one that would be as unapealling as possible to male players (or to female players for that maters, but we all know feminists don't really care about thos anyway). Last edited by [HN 1 hour ago #3 [HN] 1 hour ago Speaking of Ariel, you should be grateful thos twins aren't black kiteless 40 minutes ago feminists and npcs push the ugly agenda so they can feel better about themselves 30 bikiniarmorbattledamage: So Wolfenstein: Youngblood has been out for a few days, and the fact that it exists has been driving alt-right, capital G “Gamers” nuts.It’s a fun action game where a pair of fictional women, who are not designed as Sexbot 3000s, kill a whole bunch of Nazis. As well as that, they work with a primarily female main cast, including a young black woman (voiced by a black woman - yes this is rare in games!) as their super genius handler. It’s great, and that Nazis hate it makes it even greater.How batshit are they going? Well on top of trying to bomb the Steam reviews and turn the Discussion boards into a cesspit - they’re trying desperately to bomb the Metacritc as well… like no one will be suspicious.Of course, in the reviews they’re claiming a variety of contradictory issues which I’m not going to go into here since experience tells me they’re going to spam them regardless of how often they’re countered.  It’s a thing.Now, while I’m not a fan of the outfits having plating to essentially showcase where the boobs are - otherwise this is basically how to do any sort of form fitting “soft” armor (chainmail, kevlar, etc).  It sits on the body without pushing boobs and butts into display, and the natural light means it’s rarely titillating and definitely not designed for suspicious camera angles (pay attention Mass Effect)On top of that, the other costumes for the twins and many other female characters are great and the twins are some of the best characters introduced into the FPS genre in a long, long time.  So of course bro-dudes hate it with the fury of a thousand suns.So if you’re looking for a game you can play with a buddy, or just one you play with a female AI companion who isn’t also a Sexbot 3000, and you’re as against Nazis as we are - consider: Youngblood.- wincenworks I wanted to save for Doom but guess imma buy Youngblood now to piss off some Dudebro Gamers
Ariel, Cute, and Definitely: Wofenstein
 YOUNGBLOOD
 5

 MAR
 ESCAPE BACK
 LEFT RIGHT SWITCH

 26 Jul@ 10:24am
 imcoffeelingfine
 The girls aren't even cute.
 Would it have killed them to make the characters attractive?
 Showing 46-48 of 48 comments
 Klinsk
 4 minutes ag0
 Can you purchase attractive big-breasted women with Gold Bars?
 Baldr
 1 hour ago
 The girls are ugly manlike femnazis
 Baldr
 1 hour ago
 Girls are not strong enough to behave like men. This is another example of how they push
 feminism
 Arrancar
 1 hour ago
 They aren't cute coz they are white. White girls these days can only be fat chick with short
 bleached hair and yell how white man is oppressing everyone.
 david
 1 hour ago
 Lol they are so ugly the devs literally put boxes on their heads :D
 #3
 [HN]
 1 hour ago
 Well, DUH
 The point was never to give players cute girls, it was to push feminist agenda by removing yet
 another iconic manly male character and replace it with a feminist approved character, one that
 would be as unapealling as possible to male players (or to female players for that maters, but we
 all know feminists don't really care about thos anyway).
 Last edited by [HN 1 hour ago
 #3
 [HN]
 1 hour ago
 Speaking of Ariel, you should be grateful thos twins aren't black
 kiteless
 40 minutes ago
 feminists and npcs push the ugly agenda so they can feel better about themselves

 30
bikiniarmorbattledamage:

So Wolfenstein: Youngblood has been out for a few days, and the fact that it exists has been driving alt-right, capital G “Gamers” nuts.It’s a fun action game where a pair of fictional women, who are not designed as Sexbot 3000s, kill a whole bunch of Nazis. As well as that, they work with a primarily female main cast, including a young black woman (voiced by a black woman - yes this is rare in games!) as their super genius handler. It’s great, and that Nazis hate it makes it even greater.How batshit are they going? Well on top of trying to bomb the Steam reviews and turn the Discussion boards into a cesspit - they’re trying desperately to bomb the Metacritc as well… like no one will be suspicious.Of course, in the reviews they’re claiming a variety of contradictory issues which I’m not going to go into here since experience tells me they’re going to spam them regardless of how often they’re countered.  It’s a thing.Now, while I’m not a fan of the outfits having plating to essentially showcase where the boobs are - otherwise this is basically how to do any sort of form fitting “soft” armor (chainmail, kevlar, etc).  It sits on the body without pushing boobs and butts into display, and the natural light means it’s rarely titillating and definitely not designed for suspicious camera angles (pay attention Mass Effect)On top of that, the other costumes for the twins and many other female characters are great and the twins are some of the best characters introduced into the FPS genre in a long, long time.  So of course bro-dudes hate it with the fury of a thousand suns.So if you’re looking for a game you can play with a buddy, or just one you play with a female AI companion who isn’t also a Sexbot 3000, and you’re as against Nazis as we are - consider: Youngblood.- wincenworks

I wanted to save for Doom but guess imma buy Youngblood now to piss off some Dudebro Gamers

bikiniarmorbattledamage: So Wolfenstein: Youngblood has been out for a few days, and the fact that it exists has been driving alt-right, ca...