a httpsenwikipediaorgwikiRedlining @ @e steam A 7nh n Apps policy The implementation of this federal policy aggravated the decay of minority inner-city neighborhoods caused by the withholding of mortgage capital and made it even more difficult for neighborhoods to attract and retain families able to purchase homes1pge neededl The assumptions in redlining resulted in a large increase in residential racial segregation and urban decay in the United States In 1935 the Federal Home Loan Bank Board FHLBB asked Home Owners' Loan Corporation HOLC to look at 239 cities and create 'residential security maps to indicate the level of security for real-estate investments in each surveyed city On the maps the newest areas-those considered desirable for lending purposes-were outlined in green and known as Type A These were typically affluent suburbs on the outskirts of cities Type B neighborhoods outlined in blue were considered Still Desirable whereas older Type C were labeled Declining and outlined in yellow Type D neighborhoods were outlined in red and were considered the most risky for mortgage support These neighborhoods tended to be the older districts in the center of cities often they were also black neighborhoods11lpage neededl Urban planning historians theorize that the maps were used by private and public entities for years afterward to deny loans to people in black communities 1lpage neededl But recent research has indicated that the HOLC did not redline in its own lending activities and that the racist language refl the bias of the private sector and experts hired to conduct the appraisal Some redlined maps were also created by private organizations such as JM Brewer's 1934 map of Philadelphi Private organizations created maps designed to meet the requirements of the Federal Housing Administration's underwriting manual The lenders had to consider FHA standards if they wanted to receive FHA insurance for the loans FHA appraisal manuals instructed banks to steer clear of areas with inharmonious racial groups and recommended that municipalities enact racially restrictive zoning ordinances! Following a National Housing Conference in 1973 a group of Chicago community organizations led by The North Community Organization NCO formed National People's Action NPA to broaden the fight against disinvestme mortgage redlining in neighborhoods all over the country This organization led by Chicago housewife Gale Cinc Shel Trapp a professional community organizer targeted The Federal Home Loan Bank Board the governing au ti YIR GEBRUIK DEUR BLANKES TAN BLANKES IANGEWYS dp Las reviasiale Sckretaris Arial Germany Nuremberg Laws South Africa Apartheid legislation Bantustan ng It declared that those of color would be Bantu Education Act Group Areas ubstantial mortgage for a house making it almost impossi se a house in the city In Milwaukee those of African American descent sing even if they could afford it Besides housing a lot of blacks were Separate but equal Sundown tow nity to a job and to earn a wage which made it even harder to afford Black Codes Jim Crow laws Residential segregation I steering Redl Black school er grade For those that were not denied housing the houses and land All of the blacks Auto-segregation Church segregat Housing segregation Blockbu School segregation Segregation ace quality and smaller in blacks were much lower single concentrated area which is still the case He states that according to the 2010 census 90% of a ater Milwaukee area all live in a single region within the city The man forced to live in rti Mikkel ia blidify the segregation that exists in 43 and the Milwaukee River are the physical from expanding to other parts of the city The lasting can popu based redlining acts in the 1900's are still quite prevalent today Because orer areas were the blacks were allowed to live are still poor today as the e money in the mid to late 1900's to move out of the area so the families re also home to the drug trade and with it violence crime and murders o leave do so in order to keep themselves and their families safe anization called the Federal Home Loan Bank Board asked the Home tion to look at 239 cities across the United States and rate areas of the curity of a real estate investment Those areas labeled in ces considered desirable for lending The blue Type B neighborhoods lesirable but less than those of Type A and the yellow Type C areas Israel Latin America ally the Type D were colored in red on the map were considered to be the most risky They also happened to be primarily black neighborhoods in the older elected from Milwaukee for this project e outline of the different levels of investment security which was just That's ok Google Docs I like that I can't see my paper with your useless white bar Meme











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